My neptune washer is making a loud noise when in th spin cycle like a bearing is going out. Is there a bearing going out?

Unfortunately yes,
your main seal on the oter tub is drying out, and will continue to get louder until either the motor control fries due to resistance or it just seizes up
it can be reapired but you will need an new outer tub 500.00 spinner assembly 200.00 i could talk you through the reapir,, it really it that easy, but
for 700.00 you could easily replace the machine for brand new

i tell you this at the risk of a bad rating beacuse i bear bad new,, but i wanted to be as honest as possible to allow you an informed decision before you proceeded