OK, I read that sometimes the horizontal lines in some cameras comes from the external memory contacts being dirty. If your camera doesn't have an external memory card, then it's got to be an internal board anomaly.
Under FAQ's I did not see a reference to horizontal lines.
select 'RESET' in the 'SETUP' menu it says in the troubleshooting section of the manual.
You may download a copy of the manual at http://service.us.panasonic.com/OPERMANPDF/DMCTZ1-MULTI.PDFYou don't need to use the Panasonic software. The best way to download pictures from your camera to your computer involves removing the memory card from the camera and plugging it into a card reader (either built-in to the computer or connected via USB or FireWire). This is likely to be faster than connecting the camera to the computer, and won't run down your camera's batteries.Once the card is plugged in, it will appear to your computer as a removable drive. You can use the operating system's drag&drop facility to copy pictures from the card to the computer's hard drive, the same way you copy any other files. Or you can use any photo cataloging program such as Picasa ( http://picasa.google.com ).
Sometimes this message appears when force has been applied to the lens. Here are some things to try. Go into the setup menu and find "reset" to reset the camera. If that doesn't work, remove the card and battery...press all the buttons...insert the card and then the battery. You may have a lens problem that can only be repaired at a service facility.
Take out the battery, wait (10) seconds, toss it back in (correctly) and power on the camera. Switch within the preview of taken pictures, and the take a picture settings, you should be fine.
You don't need a driver.The best way to download pictures from your camera to your computer involves removing the memory card from the camera and plugging it into a card reader (either built-in to the computer or connected via USB or FireWire). This is likely to be faster than connecting the camera to the computer, and won't run down your camera's batteries.Once the card is plugged in, it will appear to your computer as a removable drive. You can use the operating system's drag&drop facility to copy pictures from the card to the computer's hard drive, the same way you copy any other files. Or you can use any photo cataloging program.If you insist on using a driver, please specify the computer operating system for which you want a driver.
Press cursor-right (marked with a lightning bolt) to switch the flash settings. For full details, see the "Taking Pictures using the Built-in Flash" section of the manual (begins on page 40 in my copy). If you need a manual you may download one here.
Go to the "Menu", then in the green arrow (pointing right) go down to "copy" and then make sure the "IN-->SD is highlighted, and hit the menu again. It'll come up saying "Copy pictures from Built-in Memory to Memory Card? Yes/No...highlight "yes" by hitting the up arrow on the side (above the "menu" button which is in the center, hit the one above the round button there), and it'll say "Please wait, with an hourglass turning as it copies the pics to the card. Then it'll say "pictures copied" and return you to the main listing of pictures. Hope that helps
Sure you can take it apart. The more important question is, "can you put it back together again?" These autofocus zoom lenses are extremely complex inside, and everything is tiny. I used to take apart older film camera lenses which are very simple and bulky by comparison, but I still ruined a few.
It may be that the camera cannot be professionally repaired at an economical price, in which case there is no reason not to have a go yourself, but I would go into it in a spirit of adventure and exploration, without expecting to fix the problem.
