What is the concept behind private health exchanges?

no it will not her as iot is not income
It is called private health cover not private income cover

Obama care ( public funded health services for the less fortunate) was passed in most part by the senate against strong opposition from the private health insurance lobby
Trump ( a strong believer that if a person cannot afford private health they should be left to die out)repealed all of the bill so public health care is no longer
Now in an effort to reduce the workers spending power , he is now moving to make it ******* for employers to offer health insurance as part of the wagers deal

I assumed your old-fashioned phone works in Pulse (Rotary) mode only. Maybe the Tel Company or the Private Tel Exchange in your house supports only DTMF (Dual-tone Multi frequency) or MF (Multi Freq.) tone.

Yes, private healthcare exchange can definitely assist the federal marketplace and help people, especially those who are not eligible for subsidies, go through the enrollment process. I agree with the above, that it is not a lasting solution, but it is definitely a start in the right direction.
Private Health Insurance Exchange Private Healthcare Exchange Platform...

Yes, most large organizations are moving towards private benefits exchange because of the cost and labor savings they offer. Through a private benefits exchange, these organizations can outsource all the health insurance workflow and provide more power to employees at the same time.

There is not one, but many problems with the federal health insurance exchange software. However, simply put, the software was released without adequate testing and full functionality. The software still has a lot of loopholes which need a few months for a complete fix.

A competitive price difference across marketplaces is not possible as all of them are operating on the same insurance rates issued by carriers. Therefore, state or <a href="http://www.hcentive.com/private-health-insurance-exchange.html">private benefits exchange</a>, their premium rates are comparable and that's not a reason for customers changing loyalties.

Even if you don't have health insurance, it is not compulsory to purchase health insurance from new marketplaces. If you are uninsured, you might have to pay a fine after January 1, but for some people, that fine is going to be much lesser than what they might have to pay for health insurance plans.

http://www.hcentive.com/private-health-insurance-exchange.html

One is operated by the state and the other is operated by private companies. If you require further details, please specify the state.