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Paying with a debit card is as safe as paying with a credit card. Just be sure to protect your PIN number that you set up on it... better yet.. use TAP (if your card has it - most retails accept this function) and you do not need to enter a PIN number at point of purchase. If you lose your debit card, be sure to treat it like a CREDIT CARD and call your financial institution to cancel it right away.
Those who use MetroPCS wireless services can pay online or by phone using a debit or credit card. Users of this service can also pay by cash, check and debit or credit card at MetroPCS stores or at authorized payment centers, They can also mail payment to the main office.
If you don't have a credit card or debit card, there are many places that you can go and get a card that you load cash on to that can function like a debit/credit card. I know in my area many of the local grocery stores and super stores (Wal-Mart, Meijer, etc.) can do this. You just go in, pay them cash, and they can load it on to an account. Then, you can use this card like a credit/debit card to pay for things like this. The only other solution that I could think of would be to find a friend who would be willing to let you use their card, and then you would pay them by cash or check to reimburse them.
If you are wondering why you have two charges on your bank account statement one possible reason is the other is only for pre authorization. What is a Pre-Authorization?: A pre-authorization is a temporary hold of a specific amount of the available balance on a credit / debit card. The pre-authorization is NOT a charge and you are not responsible for paying for it.
It is one way of verifying the legitimacy of the transaction especially if its done online. When does the Pre-Authorization Get Released from the Credit / Debit CardThis depends on your individual credit / debit card. Upon your checkout of the motel, your actual room charge will get posted to your credit / debit card. Once our actual charge is posted it can take anywhere from 24 hours to up to 3 weeks for the pre-authorization to be removed by your company.
You should contact the bank that you have your checking account/debit card with. They can tell you if the charges were actually posted on your debit card. You certainly don't want to pay twice and debit cards are different from traditional credit cards where you are establishing "credit" and pay toward the balance each month.
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