Finance - Recent Questions, Troubleshooting & Support
What's the difference between a credit card and a
Credit cards work on "credit"
meaning that the card company trusts that you are good for the money and you
pay a bill at the end of the month. Debt
cards are similar to credit cards in the way that you can pay for things
without cash. However, when a charge
goes through on a debit card it is taken immediately and directly out of your
bank account. Many people prefer this
method because it prevents you from going into credit card debt.
2 days ago
The difference between Term Life Insurance and Whole Life insurance
The main difference between Term Life Insurance and Whole
life insurance lies in what happens to the money.<br><br>
In Term Life Insurance, you pay the monthly or yearly fee.
If you die when the policy is active and paid, then your family will be covered
and receive the amount which you have insured. If you don't die before the
policy expires, you (or your family) receive nothing. <br>
The premiums are lower than Whole Life Insurance but they
change as you age.<br><br>
Whole Life Insurance (AKA Cash-Value Insurance) has both
insurance policy and Investment account.<br><br>
The premiums are higher than Term Life Insurance but they
are fixed (you pay the same premium even when you age). If you die, your family
receives the death benefit but you can also cash the money when you are older
on May 14, 2020 | Finance
The most important things to consider when choosing a health insurance
1. Make sure you doctor appears on the doctors networks of your new insurance. If he doesnt, ask for the list of doctors they have and see his location and working hours, make sure that it suits your needs.<br>2. Make sure specialists that suits your condition appear on the doctors network.<br>3. Make sure that your pre existing conditions are covered in your new insurance.<br>4. Emergency: What is an Emergency according to your new health care plan, and are Emergency rooms and hospitals are covered?<br>5. Regular checkups: If you are used to have regular checkups or screenings, make sure they appear on your new plan.<br>6. Drugs and prescriptions: make sure that your new plan cover your regular drugs and maybe drugs and prescriptions you will need in the future.<br>7. Other services: ask about coverage for the following: Drug and Alcohol Rehabilitation, Mental Health Care, Counseling, Home Health Care, Nursing Home Care, Hospice, Experimental Treatments, Alternative Treatments, Chiropractic Care. <br><br>Good Luck!
on Nov 02, 2019 | Finance
Pros and cons of home equity loans
There are some really great benefits to taking out a home equity loan. First because the loan has a fixed interest rate there will be no fluctuation as the economy changes. The money that you borrow in a home equity loan can be used to pay off credit cards and will help you to consolidate all your debt into a single payment that you make monthly. Even though the interest rate on a home equity loan may be higher than that of your mortgage it will still be lower than if you were to use credit cards to pay off your mortgage. And finally the interest on the loan may be tax deductible and depending on the use of the loan you may be eligible for leeway in deducting the interest.<br><br>At the same time there are a few things that you have to keep in mind before you take out the loan. When you take out a home equity loan you are borrowing a whole lump sum unlike home equity line of credit in which you only borrow as much as you need. You will want to be careful what you spend the money on, if you were to spend the money on remodeling your house then you have a greater chance of the value of your house appreciating as opposed to buying a car that as soon as you drive it off the lot beings to depreciate in value. Probably the most important thing to keep in mind is that when you take out a home equity loan your house is held as collateral so in the case that you are unable to make payments then you will lose your house.
on Oct 12, 2019 | Finance
What is the difference between the different
There are three main types of liability insurance general, product and professional. General insurance is meant the protect your business from claims involving accidents, injuries or negligence. Product protects your business if there are injuries caused by one of your products. Professional is for companies that provide a service and can be blamed for malpractice or negligence.
on Sep 28, 2019
Is any company provides quality assured Bookkeeper services in Newcastle
Looking for an best bookkeeping service
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on Sep 27, 2019
Indian DDOS attack against FIXYA
For getting a personal loan in Heydrabad
you need to have a good credit score of above 750. You have to meet the eligibility criteria of the lender. The basic eligibility criteria that all lenders want are:
- You should have a decent earning
- You need to submit a few documents as proofs
If you follow these simple criteria then you can get a easily loan within a 72 hours in your account.
on Sep 19, 2019
I want to apply for student loan
Hello, Khetha -
It is a challenge to provide the right information to your question, since I have no idea where you reside (what country.)
Plus, Fixya.com is not the best website to ask your question. Fixya is intended as a website for asking and answering questions on how to go about REPAIRING _THINGS_.
First, I suggest you contact the Admissions Office of university where you wish to study and ask a knowledgeable person there about student loans. That person will most likely refer you to the right sources of information.
Second, contact an administrator at your current or former secondary schools and ask for his / her directions for sources of student loans.
Third, you can use your favorite search engine (Google, Bing, Yahoo Search, etc.) and search with the following search phrase, using quotation marks:
"Country Name" "student loans"
"South Africa" "student loans"
Then, choose websites with information from the top search results.
on Sep 13, 2019
Why do new car loans generally have lower interest
You often noticed the car that is old is charged more interest rates as compare to the new one. Here is the main reason old car has less liability rather than a new brand for the dealership. This is the main reason to get paid high interest rates for old car.
There are also different categories for getting car loans,1-2 years old cars have to pay less interest and 2-3 more and so on.
But you can find lowest and cheapest car loans
by online search for the online loans lenders.
on Sep 06, 2019
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