In general W'95 does not support USB. Only some OEM W '95 versions do support USB, support comes from the computer maker in that case. Since the card reader with W '95 should be the serial type Floppy Disk Adapter of PC Card adapter with PC Card slot is a better alternative. ( Upgrading to '98 would work fine also !)
I don't think Win95 supports USB; you'd ahvet o upgrade to Win98 or WinME, or get a card reader.
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