I don't have the disk. I want to download pictures to my computer and it wont let me without it. My camera is a Sanyo VPC-T1060.

You may download a copy of the manual at http://us.sanyo.com/dynamic/product/Downloads/VPC-T1060_OM_English-16084123.pdf

Download this manual ->>
http://us.sanyo.com/dynamic/product/Downloads/VPC-T1060_OM_English-16084123.pdf
Go to page #32 Erasing images and follow the instructions provided.

Note:
PDF manuals require the Adobe Acrobat Reader for viewing and printing.
http://get.adobe.com/reader/

Consider NOT connecting the camera to the computer.

The best way to download pictures from your camera to your computer involves removing the memory card from the camera and plugging it into a card reader (either built-in to the computer or connected via USB or FireWire). This is likely to be faster than connecting the camera to the computer, and won't run down your camera's batteries.

Once the card is plugged in, it will appear to your computer as a removable drive. You can use the operating system's drag&drop facility to copy pictures from the card to the computer's hard drive, the same way you copy any other files. Or you can use any photo cataloging program.

Best Buy, Radio Shack, Walmart, etc. Take your camera with you to get the correct size.

I noticed that the Users Manual for the VPCT1060 mentions that you must select PC from your cameras menu after you plug the usb cable in.

Step by step directions are available in the VPC-T1060 Users Manual.

try changing the ISO ( ASA ) rating to 100 or put it on auto. I would think you have it set on a slow exposure . When it does take a picture what is the quality Overexposed or dark?

The Sanyo VPC-T1060 Users Manual states that once the camera is connected to the computer with usb, you can select PC Camera from the camera's menu, to activate webcam mode.

You should not need a driver for the Sanyo VPC-T1060 to download pictures to your computer. By plugging your camera in with the USB cord, and selecting PC mode in the menus, Windows Explorer will see your camera as a removable storage device.

You can follow step-by-step directions in the VPCT1060 Users Manual here.

http://download.cnet.com/SANYO-Digital-Camera-PC-Camera/3000-18489_4-84699.html
Download the Sanyo Digital Camera software at the link provided

The Users Manual for the Sanyo VPC-T1060 suggests that drivers are not required to transfer pictures to your computer. Once the camera is connected you must select PC from the cameras menus system, at which time your camera will turn up in windows explorer as a removable storage device.