Sewing machine makes horrerable noise and the thread bunches up on the bottom of the material. I have retread it, I have cleaned that area. I took it apart and cleaned bobin area. how can i fix it?

Bird nest. Remove the top thread from the machine. ALWAYS RAISE the presser foot and rethread.

increase the needle thread tension

what you have is called bird nesting and is from the needle thread tension being not tight enough

Make sure you have cleaned out all the thread pieces in the bobbin area and it is clean.

Install a brand new needle.

Remove the top thread from the machine.
ALWAYS RAISE the presser foot and rethread from the beginning.
Set the top tension to the midway point and test your machine. Adjust the top tension until both threads meet in the middle of the fabric.

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What you are experiencing is called thread nesting or bird nesting.
Perhaps this will help:

Have Singer 11910000A and the bobber thread bunches up and makes mess in...

Did this help that was going to be my answer?

top thread is not tensioned enough

The white bobbin thread was showing on the top of the material correct? Make sure bobbin thread is in the tension correctly, check the top thread spool and make sure thread is not caught around it, if you have a manual top tension make sure that is set correctly. Personally I would never use wd40 in a sewing machine, sewing machine specific oil is always better. You seem to be describing two different problems. The thread bunching is probably from the thread jump out of the take up lever.

Generally bunching underneath is related to the top tension. Check your tensions - you might have to fiddle around a bit to get it right

try changing the needle-flat side goes to the back of the machine
check to see if the thread has come off the thread take up lever
try rethreading the machine top thread & bobbin
clean under the needle plate area & also in the bobbin area for lint or loose threads