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Amelie SMITH Posted on Feb 08, 2017
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How do I convince people to pay online via secured payment gateway instead of COD?

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Akash Sharma

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  • Expert 43 Answers
  • Posted on Feb 09, 2017
Akash Sharma
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There are several factors that go into choosing one payment option over another - the biggest and most significant factor is convenience. People choose cash-on-delivery because that has a much lower chance of resulting in the inconvenience of dealing with payment complications. This is especially true for startups and smaller, newer ecommerce providers where the trust and reputation necessary for customers to consider online payments just isn't there yet.
Another way this plays out is that, in some cases, it's more convenient to opt for the cash on delivery option than jump through the hoops to comply with the needs of a payment processor.
To fix this, you need to do several things:

  1. Find a secure payment gateway like PayUMoney that actively makes it easy for customers to pay online, through features like the OneTap and such.
  2. Be patient. Grow your business.
  3. Offer incentives for online purchases, like discounts.
That's all there's to it.

shadowchb

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  • Expert 268 Answers
  • Posted on Feb 09, 2017
shadowchb
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1. Charge extra for COD shipments.
2. Put information about security of the 'secured' payment gateway on your shipping info page.
3. Offer more than one secure method of payment, including one people are more familiar with like PayPal.

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Related Questions:

0helpful
1answer

I need a Payment Gateway in India with no setup fees, what is the best payment gateway?

A good and free online payment gateway in India is PayUmoney. It starts by offering free setup and no maintenance fee. Users can choose between full integration and a single button so as to make use of the gateway. Once an account is set up, whether for an application or website, clients can make payments via debit or credit cards and net banking as well. It doesn't require any complex procedures to begin using. The user interface is also simple to work with and therefore poses no difficulty for the clients that will use the gateway for their purchases.

Security is always a major concern when it comes to online transactions. PayUmoney assures clients of secure transactions with the adoption of PCI-DSS Level 1. Data is encrypted using 128 bit SSL encryption to keep it safe from unauthorized parties.

Any business will benefit from this free online payment gateway with minimal effort.
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What is the Low Cost Payment Gateway?

Every online business needs to integrate a payment gateway for its customers to pay for goods at check-out. Many will look for the cheapest payment gateway but how cheap it is will be determined in several ways and not just the initial cost.

The cheapest payment gateway is one that is easy to integrate on several platforms including PC, smart phones and tablets. This reduces the occurrence of abandoned shopping carts thus increasing customer loyalty and therefore profits.

It should provide customers with options to pay using different methods such as credit card, debit card and net banking. Transactions should be easy to pay for and the payment gateway secure. That way, customers will enjoy using the payment gateway, and the business will profit as well.

One may also want to look out for a payment gateway that will not charge too much in subscription fees. Some may even be free and this cuts costs for the business.
0helpful
1answer

Which is the best payment gateway for a small store?

In my opinion, PayUmoney is the best payment gateway in India for small businesses. Here's why:
Setup Fee - Zero
Annual Maintenance Fee - Zero
Transaction Fee - Just 2%

Yes, PayUmoney has no initial setup and annual fees. And, the registration process is simple. You can start receiving payments for your products within five minutes. And, the company offers real quick settlements. No more waiting for an entire billing cycle before you can get the payments credited to your bank account. It just takes two days to receive your money.

Another feature that, I like is that you can link any of your bank accounts and receive payments directly to your chosen account. No more wasting your time in opening a new bank account just to get payments.

When it comes to the convenience of customers, PayUmoney wins hands down. Customers need not create a separate account to make the payment. They can just pay with a mail id. Also, it offers simplified mobile solutions for both Android and iOS. Above all, they take security pretty seriously.
So, if you are looking for a payment gateway for your online store, then get started with PayUmoney and be free from payment hassles.
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1answer

What is the Best Online Payment Gateway System to Handle the Daily Deal Transactions?

Each individual daily deal website tends to use a different payment gateway service. The main ones are:
  • Groupon- Global Payments
  • LivingSocial - Paypal, Visa Checkout, and Masterpass
  • SlickDeals - Outside payment service
There is no need to sign up to every one of these services to pay for or sell daily deals. Choosing the best online payment gateway for your needs will depend upon your services, location, or bank. PayUmoney, for example, is an ideal service for vendors based in India.
Once you find the best payment gateway service for your requirements, you can stick with them for all of your domestic and international payments. Buying from other websites also only requires your own bank account details as the payment gateway will process your transaction even if you don't have an account with them. The large daily deal companies use third party services which are optimized for a range of different countries, bank cards, and foreign currencies.
3helpful
3answers

Money was taken out of my ck acct and i did not give permison whats happend to my money please.im in a home and all i have is gone ,cant pay the rent w/my money stollen pls help me

You should be careful how and which sites you pay money one, choose sites that offer payments via PayPal, its one if the most secure and trusted online payment solutions.
If you are making online payment transactions, always use a credit card and not a debit card, it is a more secure and safer way of making payments.

For this particular problem. if you paid using a credit card, you can perform a credit card charge back and they will help you get back the money if they get proof that your money was stolen. Visit your bank for more assistance on that.

Thank you for using Fixya,
Kenneth
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