How do I cancel direct debits - Computers & Internet

Automated payments debited from your checking account or against your credit card can prove to be quite convenient. Automatic debits can be payments for loans, life insurance premiums, cable bills, Internet service and many other transactions. Sometimes you want these transactions stopped. If you decide to open a new checking account the automatic debits should be discontinued from the old bank account. The company responsible for the debits will need adequate notification to keep the debits from going through another month. Review your bank account statement or credit card statement to see which automatic debits are going through. You could have several automatic debit transactions deduction money from your bank account. Decide which ones you want to stop or cancel. Locate the contact information for that particular merchant. Call the merchant responsible for the automatic debit. The toll-free customer service phone number should be on the merchant's statement. Let the representative know you want the automatic debits stopped. The representative will stop the automatic debits per your request. Some companies need four or five days prior to the automatic debit. Without adequate notice the automatic debit may occur one more time. The following month you should not see the charge. Send a letter to the merchant. Sometimes it may be difficult to reach a merchant by phone; if this is the case, the website Credit Info Center recommends sending the merchant a certified letter with a return receipt. It will take a little longer to get your charges stopped by mail. Take a look at your bank statement. Make sure the automatic debits have been cancelled. If the charges continue, follow up with the merchant. Ask for a confirmation letter confirming the automatic debits have been cancelled. Automated payments debited from your checking account or against your credit card can prove to be quite convenient. Automatic debits can be payments for loans, life insurance premiums, cable bills, Internet service and many other transactions. Sometimes you want these transactions stopped. If you decide to open a new checking account the automatic debits should be discontinued from the old bank account. The company responsible for the debits will need adequate notification to keep the debits from going through another month. Review your bank account statement or credit card statement to see which automatic debits are going through. You could have several automatic debit transactions deduction money from your bank account. Decide which ones you want to stop or cancel. Locate the contact information for that particular merchant. Call the merchant responsible for the automatic debit. The toll-free customer service phone number should be on the merchant's statement. Let the representative know you want the automatic debits stopped. The representative will stop the automatic debits per your request. Some companies need four or five days prior to the automatic debit. Without adequate notice the automatic debit may occur one more time. The following month you should not see the charge. Send a letter to the merchant. Sometimes it may be difficult to reach a merchant by phone; if this is the case, the website Credit Info Center recommends sending the merchant a certified letter with a return receipt. It will take a little longer to get your charges stopped by mail. Take a look at your bank statement. Make sure the automatic debits have been cancelled. If the charges continue, follow up with the merchant. Ask for a confirmation letter confirming the automatic debits have been cancelled.