I have had a similar problem. Pictureres look like they are taken through a Venetial blind with white horizontal bands though I did get one with dark banding. It appears to have something to do with light levels. I took a few pics in a dark area with no flash and now it is working again...until it quits working again. Perhaps it is something to do with light level calibration? Whatever it is the problem is internal. If you are still under warranty, I highly recommend taking your camera in for repairs/replacement. Ours started acting up just after the warranty expired so no love for us.
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I have the same problem in all modes except for video. It use to occur with every picture and then I cleaned the lense. This seemed to really help. However, it does not totally fix the problem. It still occurs in 1 out of 5 pictures. When it does occur I remove the batteries, then replace them. I also clean the lense again. Its not the perfect solution, but at least the camera partially functions correctly. I suspect there is a fault in the camera's ability to determine the correct light and distance settings.
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