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most likely the idler pulleys ,any chirping or squally noise take the belt off and spin all the pulleys to check for seized components. Also double check routing for protruding bolts or bracket that might rub the belt
I would look online for a diagram on how the belt is to be run around the pulleys to make sure you are running it correctly , let me asked you this is this what it did to the original belt if not it is not run correctly over the pulleys ?
take the belt off and carefully check to see if any of the pulleys are out of line and check to make sure they spin smooth and true check for bearing wear and noise in any of the pulleys cause it sounds like simply there is a pulley out of line
is the a/c working ok??? shredding the belt may be cause by the a/c compressor problems. the "chunk" maybe not, but shredding tells me something does not spin when it should. I dont know why the mehanic put a new pump on that had a problem with the pulley, it should be smooth. anyhting that the belt runs should be smooth and east to turn, make sure that all of the grooves are clean, no remnants of the old belt.
Well there's only part that has to do with the cooling system and serp belt - the water pump!! Maybe it's starting to seize or has too much play. Either way, when you change the water pump, replace the thermostat and flush the system very thoroughly, those 98-99's are notorious for rust build up. Make sure to pull the heater hoses off and flush the heater core too. After all said is done, purge the coolant and make sure there is heat from the blower. If not you're going to have to replace the heater core because that gets clogged sometimes when flushing.