1995 accord lx 2.2 4cyl burning oil

it could leak oil to youre exaust pipe

It sounds like your dealing w a few different problems at once. If u are burning any oil or anti freeze there is a cylinder head, head gasket or valve problem. Start w a compression test, cooling system pressure test & oil PSI test. to figure that out.

motor oil leak

check you valeve cover seal it could be leaking and the oil running down in that area

yes it think that would do it to

The bolts that hold on the valve covers may be loose, causing it to leak a little and burning oil. It happened to me once before. I tightened them up and no more problems. It may also possibly be that the valve cover gasket needs replacing

Just try if you can tighten the 8 bolts and see if there'll be any difference. If not you might need to replace gasket.

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Wash the engine if need be to find the source of the leak.  It could be the oil fill cap, the valve cover gasket, the oil filter seal or a dozen other places.   

When you say fluid ... I assume you talking about the oil and oil filter.
If you changing oil here are the steps :
1> Jack up the car, make sure you do not put the jack on the oil pan as it is most likely it will damage the oil pan.. rather put it on the frame which is little bit to the left of the oil pan. Trace the bolt to the rear of the oil pan.. I believe it is a 17mm bolt. Place the oil pan under the bolt and take the bolt off. Almost all your oil will drain out here. Make sure the oil cap on top of the valve cover is taken off.
2> About 10 inches to the top of the oil pan bolt .. you will find the oil filter. Usually you should be able to remove it with your hand, rotating it in an anticlockwise direction. The rest of the oil will drain out here.. so adjust the oil catcher pan accordingly.
3> Take the new oil filter and apply some of the old oil on the rubber gasket of the oil filter and tighten it back up in clock wise direction.
4>Tighten the bolt to the oil pan and lower the car from the jack or jack stand for easier access.
5> Put in 4 quarts of 5W30 or 10 W 40 through the oil cap on the valve cover.
6> Wait a few minutes and pull the car back a few feet. Check for leaks and you should be good to go.

have you try cleaning also the air filters..? fuel pump..?