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The most likely issues are that the glass in your lens is damaged (you can look down into the lens and see if it is or not) or your CCD is defective or dirty. If it's the CCD you need to take the camera and then the lens apart and clean it. If neither of those works you would need to replace the lens assembly.
If you don't want to do it yourself we are a digital camera repair business and can clean it for you for a very affordable price. If we can help let us know, even if you just need to ask a question.
If you have the images in your computer them click on the 'Add image to your post' instruction and follow the prompts.
But from what you tell me this appears to be a CCD problem and the camera should be returned to the vendor if under warranty or contact the Customer support at Nikon other wise. for the camera to be replaced