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One possible reason why do you get a "memory card" error is because the memory card is not yet formatted for camera use. Try to format the memory card using the camera itself. Do not use another camera or PC's when formatting the memory card,it may cause another error because it will not recognized by the camera.
Try also to clean the memory slot by using a soft and dry cloth. Then turn on the camera again.
If the message still persist, you neen to contact Panasonic service center.
Please let me know if you have any questions or if this solution was helpful.
Thank you for using FixYa.
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