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My student loan is in forebearance, and I supose to start paying by the 15 of April, 2011. But I am not in the position to meet up to that date. Rightnow, I am working a minimum wage that I cannot even take care of my family of five. So I am appealing for an extension of the date.

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You may win at the appeal, but it's not super likely. You would be better off taking out a second loan from a different institution to pay off your first (essentially refinance the loan). You'll end up owing more this way, but it'll save your credit.

Posted on Apr 09, 2011

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Student loan consolidation can be possible in USA there US president Barack Obama runs the student loan consolidation program for those student who taking loan and unable to pay.
More information visit:- http://www.student-loanconsolidation.org/

Posted on Jul 01, 2015

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Well, your case is rather complicated, though, it seems to be common now. A lot of people have similar problems and every individual need to look for the solution that will suit the particular situation best. I mean that it is necessary to consider everything carefully and to make the decision. You can either take out another cash advance or to consolidate debt.

Posted on May 21, 2011

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Topic 456 - Student Loan Interest Deduction
You may be able to deduct interest you pay on a qualified student loan. Generally, the amount you may deduct is the lesser of $2,500 or the amount of interest you actually paid. It is subject to a phaseout, which means the amount of the deduction gradually decreases and phases out completely if and when your modified adjusted gross income (MAGI) amount reaches the annual limit.
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A qualified student loan is a loan you took out solely to pay qualified higher education expenses. See Publication 970, Tax Benefits for Education, and the Form 1040 Instructions (PDF) to determine if your expenses qualify.
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If you paid $600 or more of interest on a qualified student loan during the year, you will receive a Form 1098-E (PDF), Student Loan Interest Statement, from the entity to which you paid the student loan interest.
For more information about the student loan interest deduction and how your MAGI affects the deduction amount, refer to Publication 970.
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