Question about Texas Instruments BA-II Plus Calculator

Please refer to the link to formula involving loan calculation: http://www.docstoc.com/docs/64563308/Calculating-Loan-Payments-Using-Reducing-Balance-Formula

Posted on Mar 21, 2011

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Posted on Jan 02, 2017

Hi there,

To calculate present value you need to type in all the other missing values and then press COMP and PV.

For example: if the future value is R5000, the interest is 12% p.a. compounded monthly and it paid over 3 years.

Type in 5000 and press FV

type in 12 and I/Y

Press 2nd F and I/Y and make sure P/Y says 12 (for 12 payments per year).

Press ON

press 3 press 2nd F N and then press N again (for 36 payments in total). Make sure your screen says ANS -> N otherwise the calculation will not work.

Now if if your payments are 0 (in other words you are not making monthly payments) then press 0 and PMT,

Otherwise, if you are making monthly payments for e.g. R200 a month, type in +/- 200 PMT.

Now calculate your original amount by pressing COMP PV.

If you made no payments your original amount should be -3494.62

And if you chose to add payments your original amount should be

2 526.88.

To calculate present value you need to type in all the other missing values and then press COMP and PV.

For example: if the future value is R5000, the interest is 12% p.a. compounded monthly and it paid over 3 years.

Type in 5000 and press FV

type in 12 and I/Y

Press 2nd F and I/Y and make sure P/Y says 12 (for 12 payments per year).

Press ON

press 3 press 2nd F N and then press N again (for 36 payments in total). Make sure your screen says ANS -> N otherwise the calculation will not work.

Now if if your payments are 0 (in other words you are not making monthly payments) then press 0 and PMT,

Otherwise, if you are making monthly payments for e.g. R200 a month, type in +/- 200 PMT.

Now calculate your original amount by pressing COMP PV.

If you made no payments your original amount should be -3494.62

And if you chose to add payments your original amount should be

2 526.88.

May 30, 2014 | Sharp EL-738 Scientific Calculator

"ComPuTe". On TI financial calculators you have to press the CPT button before pressing the button for the value you're solving for. (N, I, PV, PMT, or FV). On an HP calculator, you just press the N-I-PV-PMT-FV button without making any entry in order to solve for the desired value.

May 05, 2014 | HP 10bII Calculator

Were you also clearing the financial memory with 2nd [CLR TVM], or just the storage memory? If you don't, it's going to keep using whatever value you last used for PMT.

Mar 01, 2014 | Texas Instruments BA-II Plus Calculator

The calculator has different worksheets.

To access TVM worksheet, press [2nd] and any TVM key : N, I/Y, PV, PMT or FV

To enter Amortization worksheet, press [2nd][AMORT]

To access Cash Flow (problem with unequal cash flows) Press CF, or NPV, or CPT or IRR

To access BOND worksheets press [2nd][BND]

For depreciation worksheets press [2nd][DPR]

For statistics, use [2nd][DATA], or [2nd][STAT].

There are other worksheets [2nd][Delta%], [2nd][DATE], [2nd][PROFIT], [2nd][BRKEVN],[2nd][MEMory].

These shortcuts will not get you anywhere if you do not consult the manual.

To access TVM worksheet, press [2nd] and any TVM key : N, I/Y, PV, PMT or FV

To enter Amortization worksheet, press [2nd][AMORT]

To access Cash Flow (problem with unequal cash flows) Press CF, or NPV, or CPT or IRR

To access BOND worksheets press [2nd][BND]

For depreciation worksheets press [2nd][DPR]

For statistics, use [2nd][DATA], or [2nd][STAT].

There are other worksheets [2nd][Delta%], [2nd][DATE], [2nd][PROFIT], [2nd][BRKEVN],[2nd][MEMory].

These shortcuts will not get you anywhere if you do not consult the manual.

Jun 19, 2011 | Texas Instruments BA-II Plus Calculator

If you were trying to find the roots (zeros) of an algebraic equation
with the solve( command or the interactive solver you might have
supplied an interval where the function is always positive or always
negative. If the expression is always of the same sign on an interval,
the interval does not contain a root.

- If you extend the interval, the procedure may not converge fast enough and the calculator may not find the solution.
- Abetter way to do it is to sketch the graph of the function and use the graph to choose a reasonable interval that extends on both sides of the root, and a better initial guess.

- You attempted to calculate the I% variable when FV, N*PMT, and PV are all positive, or all negative.
- You tried to calculate Irr( when neither CFlist, nor CFO is positive
- You tried to calculate Irr( when neither CFlist,
nor CFO is negative

Jun 19, 2010 | Texas Instruments TI-84 Plus Silver...

I get 6.085%. Make sure the fv and pmt are of opposite signs. You're either making annual payments and getting a lump sum back at the end, or receiving annual payments and then paying it all back in a lump at the end. Either way, the money is moving in opposite directions.

Aug 10, 2009 | Texas Instruments BA-II Plus Calculator

Hey,

Just found out the answer!

Apparently you can't have both FV and PV positive. Try the calculation with one of them being negative.

Just found out the answer!

Apparently you can't have both FV and PV positive. Try the calculation with one of them being negative.

Jan 12, 2009 | Texas Instruments BA-II Plus Calculator

PV=1,077,202 while FV=1,000,000 ? I wonder somebody will lent me $1,077,202 and accept to get back $1,000,000 in 10 years later.

Your example's got prob, guy !

Your example's got prob, guy !

Jun 10, 2008 | Texas Instruments BA-II Plus Calculator

Are you putting 30x12=360 for N? Since you have monthly payments, you have to compute it a little different. Also, you have to find the effective monthly interest rate. 1.0575^(1/12) = .4669839%.

Another way is to enter 30 for N and 5.57 for I/Y, and change P/Y to 12.

Hope this helps!

Another way is to enter 30 for N and 5.57 for I/Y, and change P/Y to 12.

Hope this helps!

Apr 08, 2008 | Texas Instruments BA-II Plus Calculator

Here is the link to a guide;

http://www.buec.udel.edu/bowersh/finc311_F04/Documents_f04/Quick%20Guide.pdf

Set PV=-$100,000

[2nd] P/Y= 12.00

N= 12 x 30 = 360, (i assume it's 30 Y amortization)

I/Y = 5.75%

FV = 0

[CPT] PMT

Hope this helps

http://www.buec.udel.edu/bowersh/finc311_F04/Documents_f04/Quick%20Guide.pdf

Set PV=-$100,000

[2nd] P/Y= 12.00

N= 12 x 30 = 360, (i assume it's 30 Y amortization)

I/Y = 5.75%

FV = 0

[CPT] PMT

Hope this helps

Jan 16, 2008 | Texas Instruments BA-II Plus Calculator

Sep 11, 2014 | Texas Instruments BA-II Plus Calculator

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