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What happens if you copy the formula from one cell and paste it into another? Sometimes formulas don't drag correctly. This can happen especially when you have more complex formulas. Another thing that can throw off the drag and drop copying of formulas are hidden rows or columns.
If a copy paste doesn't fix the issue than reply with the exact formula and a snippet of your data so I can troubleshoot it better.
If Access is anything like Excel, you can put in one of the cells:
If I remember rightly. That will add all the values from A1 to A5 together and display it. Alternatively, you can do =SUM( and then select all the values you wish to add together with your mouse by dragging, or selecting individually by holding CTRL whilst individually selecting.
Hope this helps, because I'm only going under the assumption that Access is similar to Excel. Either way, you will need to use a formula similar to the one I just showed you.
This is a very handy process when you're totaling or subtotaling columns. On the cell that you want the 'total' in type '=sum(column letter row number),(column letter row number). The first 'column letter row number' is where you want the first cell to be started in the total factor and the second 'column letter row number) is the last cell you want added in the total factor. The help (?) section is good at explaining formulas. Hope this helps, keep this process handy if you use Excel much because it'll be helpfull each time you subtotal or total columns.
Use the function =sum() to add numbers. To sum, for example, all of column A, enter in the formula bar =sum($A:$A). You can use the subtotal function within the range you are adding and the answer will not count towards the final total.
The MATCH function looks up the value of today() in the range N4 to PF4 and returns the number of columns offset from the beginning of the range. (The 0 here does an exact match)
The OFFSET function returns a value from a cell a specified number of columns from a reference cell, in this case N4, which is the first column that contains the search data. We need to add on to this value to skip the Interest column.