Question about Texas Instruments BA-II Plus Calculator

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How do i calculate a mortgage payment on a ba II plus calculator

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Enter the number of months, press N. Enter the annual interest rate, press I/Y. Enter the amount of the loan, press PV. Press CPT then PMT to calculate the amount of the monthly payment.

Full details, as well as how to do other types of calculations, are in the manual.

Posted on Feb 22, 2011

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1 Answer

I have two BA real estate calculator with the same problem. Each one is slightly off in the calculation. Example. $100,000 loan 6% rate 30 year term should have a 599.99 payment and when I input this...


$596.57 is what I get with payments occurring at the beginning of the month. Set it to handle payments at the end of the month. My calculator gives $599.55 for this case.

I'm not sure about the BA RE, but on the BA-II Plus you change the Begin/End setting by pressing 2nd [BGN] and 2nd [SET].

Mar 09, 2011 | Texas Instruments BA Real Estate...

1 Answer

I've had my TI BA !!+ a long time and do mortgage payment calculations on it. Today, however, it gives wildly wrong answers. I checked my calculations on an amortization program I have on my computer and...


Check the BGN/END setting (2nd [BGN]) and the number of payments per year (2nd [P/Y]). If those are set correctly, could you post an example, also giving the result you're getting and the result you expect?

Nov 12, 2010 | Texas Instruments BA-II Plus Calculator

1 Answer

Incorrect mortgage payments


clear your memory by hitting <2nd> then <FV>. It will clear out the memory of any values that may be stuck which will return incorrect answers

Aug 26, 2009 | Texas Instruments BA-II Plus Calculator

2 Answers

Mortgage payment


what numbers are you putting in? For example, I just plugged in
N=360 (12m/30y)
I/Y = .5833 (7/12m)
PV = 200000
FV = 0 (it will be paid off)
PMT = 1,330.6050
The only thing I could offer is that perhaps you forgot to enter one of the variables...?

May 22, 2008 | Texas Instruments BA-II Plus Calculator

4 Answers

Simple loan payment


Are you putting 30x12=360 for N? Since you have monthly payments, you have to compute it a little different. Also, you have to find the effective monthly interest rate. 1.0575^(1/12) = .4669839%.

Another way is to enter 30 for N and 5.57 for I/Y, and change P/Y to 12.

Hope this helps!

Apr 08, 2008 | Texas Instruments BA-II Plus Calculator

1 Answer

Interest only payments


I gave up using the Texas BA II. I used an on-line mortgage calculator for interest only. I was able to get a full printout.
I would like to learn more about the BA II and how to do this type of math on it.
Thank you

Mar 02, 2008 | Texas Instruments BA-II Plus Calculator

1 Answer

Amortization


Change the payments per year (P/Y) to 12.

Nov 08, 2007 | Texas Instruments BA-II Plus Calculator

2 Answers

Executive business analyst constant memory


Clear calc and mode registers & select two decimal places- ON/C, 2nd, CMR,FIX,2
Select FIN Mode - 2nd, FIN repeat until FIN shows up in display
Enter months in mortgage - N
Divide annual interest rate by 12 - Enter result as %i
Subtract down payment from cost of home - Enter result as PV
Compute monthly payment - 2nd, PMT
for Payments at beginning of month , press DUE, PMT

I have a question for you, what battery does the TI BA-II Constant Memory calculaor use?

Much thanks.

hgeiss@comcast.net

Oct 28, 2007 | Texas Instruments BA-II Plus Calculator

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