Question about Texas Instruments BA-II Plus Calculator

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Lent someone my calculator and now when I try to figure a payment it is too great, I put in $100,000 @ 5% 360 Months and it is giving me a payment of $5000.00 not sure how to get it right

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You have your payments-per-year set to 1 and the calculator is showing an annual payment of $5000. Press 2nd [P/Y] 1 2 ENTER 2nd [QUIT] to change it to twelve (monthly). Now pressing CPT PMT should give you a monthly payment of $536.82.

Posted on Feb 26, 2011

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200,000 (PV) 5.75 (I/Y) 30 (2nd) (N)(N) (CPT)(PMT) When I run this above, I get $14,143.25. It's because when I press 30 2nd N,N is stays at 30 instead of going to 360 months? Cant figure out what...


(2nd)(N) multiplies the number you enter by the number of payments per year. If this is set to 1 then you'll get 30. If you want 12 payments per year, press (2nd)[P/Y]12(ENTER)(2nd)[QUIT].

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Since you didn't specify the make and model of your calculator, I'm afraid I can't give you the exact keystroke sequence to get this result.

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Press 1 SHIFT [P/YR] to set the payments per year to one. Now the FV key should give you 115.76

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You can download the manual from the manufacturer's web site at
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You have the number of payments per year set to one, so the calculator is telling you that you will get annual payments of 7500 on your investment. To set the number of payments per year to twelve, press 2nd [P/Y] 1 2 ENTER 2nd [QUIT]. Now pressing CPT [PMT] should give you the monthly payment of 805.28.

Aug 17, 2010 | Texas Instruments BA-II Plus Calculator

1 Answer

BAII Plus TVM Applications


2nd [CLR TVM] (clears any previous results)

4 I/Y (4% interest rate)

1 2 0 0 +/- ($1200 monthly payment, negative because you're paying out the amount)

2 5 0 0 0 FV (desired value, positive because you'll be receiving the amount)

CPT N (compute the number of payments)

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1 Answer

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Aug 26, 2009 | Texas Instruments BA-II Plus Calculator

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This is something you should see your financial institution over, but when i work the math your looking at a 60 month loan total principal divided by # of months in the term i get a $972 monthly payment, $58 going to intrest out of each payment.

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