Question about Texas Instruments BA-II Plus Calculator

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2nd [CLR TVM] (clear old data)

6 2 5 PV (present value)

8 I/Y (annual interest)

1 2 8 4 +/- FV (future value)

CPT N / 1 2 = (compute number of months, divide by 12 to get number of years)

Posted on Feb 22, 2011

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Posted on Jan 02, 2017

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final value = principal value x (1+I)^n

I= interest rate for n say 10% it would be 0.10

if n= 1 year then interest rate if

one year interest rate so if 5 years n= 5

if interest rate is monthly then divide year int rate by 12

and increase n by 12 so 5 years equals 60 terms of interest calculation.

cost of equity would be pv + pv * CPI

if CPi was 2.5% as an example

cost of equity for year one= PV + (PV * 2.5/100)

fv = pv*(1+2.5/100)^1

if cpi is different each year then

fv= pv1(1+2.5/100)^1 + pv1(1+cpi2/100)^1 + pv1(1+cpi3/100)^1

If CPI is same for each year then FV = PV (1+0.025)^number of years.

^ 2 is like squared

I= interest rate for n say 10% it would be 0.10

if n= 1 year then interest rate if

one year interest rate so if 5 years n= 5

if interest rate is monthly then divide year int rate by 12

and increase n by 12 so 5 years equals 60 terms of interest calculation.

cost of equity would be pv + pv * CPI

if CPi was 2.5% as an example

cost of equity for year one= PV + (PV * 2.5/100)

fv = pv*(1+2.5/100)^1

if cpi is different each year then

fv= pv1(1+2.5/100)^1 + pv1(1+cpi2/100)^1 + pv1(1+cpi3/100)^1

If CPI is same for each year then FV = PV (1+0.025)^number of years.

^ 2 is like squared

Jul 20, 2016 | Furniture

Hi there,

First make sure all previous amounts stored are cleared by pressing 2nd F MODE.

Then type in the original value 20 000 and press PV.

Type in the interest 13 and press I/Y.

(If i assume that the interest is compounded yearly my calculation is more simple)

press 5 and N

Press COMP FV and your answer will be - 36 848.70

(If I assume that the interest is compounded monthly, i need to input a little bit more data into my calculator)

Press 2nd F I/Y (to get to payments per year) and press 12 and ENT. Press ON.

Then press 5 and 2nd F N and then press N again.

Now calculate FV by pressing COMP FV which should give you - 38 177.13.

Take this value and subtract the PV from it to get the amount of interest earned.

First make sure all previous amounts stored are cleared by pressing 2nd F MODE.

Then type in the original value 20 000 and press PV.

Type in the interest 13 and press I/Y.

(If i assume that the interest is compounded yearly my calculation is more simple)

press 5 and N

Press COMP FV and your answer will be - 36 848.70

(If I assume that the interest is compounded monthly, i need to input a little bit more data into my calculator)

Press 2nd F I/Y (to get to payments per year) and press 12 and ENT. Press ON.

Then press 5 and 2nd F N and then press N again.

Now calculate FV by pressing COMP FV which should give you - 38 177.13.

Take this value and subtract the PV from it to get the amount of interest earned.

May 16, 2014 | Sharp EL-738 Scientific Calculator

Were you also clearing the financial memory with 2nd [CLR TVM], or just the storage memory? If you don't, it's going to keep using whatever value you last used for PMT.

Mar 01, 2014 | Texas Instruments BA-II Plus Calculator

Since you didn't specify what result you were expecting, I can only guess at what you want.

The answer is correct assuming 12 periods per year. To have 500 increase to 10000 in 30 months, you need an annual interest rate of 126%. For a more realistic result, set the number of periods per year to one by pressing 1 SHIFT [P/YR] then repeat the calculation. This will produce 10.5% for the annual interest rate.

Alternatively, if the interest is compounded monthly, specify 360 for N. This will give a value closer to 10% annually, compounded monthly.

The answer is correct assuming 12 periods per year. To have 500 increase to 10000 in 30 months, you need an annual interest rate of 126%. For a more realistic result, set the number of periods per year to one by pressing 1 SHIFT [P/YR] then repeat the calculation. This will produce 10.5% for the annual interest rate.

Alternatively, if the interest is compounded monthly, specify 360 for N. This will give a value closer to 10% annually, compounded monthly.

Sep 17, 2011 | HP 10bII Calculator

If necessary, press f [FIN] to clear the financial registers.

4 0 0 0 0 PV ( enter present value )

3 . 3 i ( enter interest rate )

4 0 N ( enter number of periods)

FV ( compute future value )

4 0 0 0 0 PV ( enter present value )

3 . 3 i ( enter interest rate )

4 0 N ( enter number of periods)

FV ( compute future value )

Apr 19, 2011 | HP 12c Calculator

2nd [CLR TVM] (clear TVM registers)

2 4 0 0 +/- PV ($2400 initial investment, negative because you're paying it out)

6 I/Y (6% annual interest)

1 N (one year)

CPT FV (compute future value, see 2544.00, the value after one year)

5 N (five years)

CPT FV (see 3211.74, the value after five years)

1 0 N (ten years)

CPT FV (see 4298.03, the value after ten years)

2 4 0 0 +/- PV ($2400 initial investment, negative because you're paying it out)

6 I/Y (6% annual interest)

1 N (one year)

CPT FV (compute future value, see 2544.00, the value after one year)

5 N (five years)

CPT FV (see 3211.74, the value after five years)

1 0 N (ten years)

CPT FV (see 4298.03, the value after ten years)

Feb 19, 2011 | Texas Instruments BA II PLUS Financial...

If the interest is compounded monthly:

2nd [CLR TVM] (clear any existing results)

1 5 0 0 0 _/- PV (present value, negative because you're paying it out)

6 I/Y (annual interest rate)

25 2nd [*P/Y] N (25 years)

CPT FV (compute future value, see 66,974.55)

If the interest is compounded annually:

2nd [CLR TVM] (clear any existing results)

1 5 0 0 0 _/- PV (present value, negative because you're paying it out)

6 I/Y (annual interest rate)

2nd [P/Y] 1 ENTER 2nd [QUIT] (one compounding period per year)

25 N (25 years)

CPT FV (compute future value, see 64,378.96)

2nd [CLR TVM] (clear any existing results)

1 5 0 0 0 _/- PV (present value, negative because you're paying it out)

6 I/Y (annual interest rate)

25 2nd [*P/Y] N (25 years)

CPT FV (compute future value, see 66,974.55)

If the interest is compounded annually:

2nd [CLR TVM] (clear any existing results)

1 5 0 0 0 _/- PV (present value, negative because you're paying it out)

6 I/Y (annual interest rate)

2nd [P/Y] 1 ENTER 2nd [QUIT] (one compounding period per year)

25 N (25 years)

CPT FV (compute future value, see 64,378.96)

Oct 26, 2010 | Texas Instruments BA-II Plus Calculator

Press APPS and select the Finance app. Select the TVM Solver.

Enter -4000 for PV, 0 for PMT, 6000 for FV. Be sure you use the (-) key for PV, not the - key. P/V and C/Y should both be 1 and PMT should be END.

If you want 5% annual interest compounded month, enter 5/12 for I%. If you simply want 5% annual interest, enter 5 for I%. Go to N and press ALPHA ENTER to see the number of periods (months or years according to what you entered earlier in this paragraph).

Enter -4000 for PV, 0 for PMT, 6000 for FV. Be sure you use the (-) key for PV, not the - key. P/V and C/Y should both be 1 and PMT should be END.

If you want 5% annual interest compounded month, enter 5/12 for I%. If you simply want 5% annual interest, enter 5 for I%. Go to N and press ALPHA ENTER to see the number of periods (months or years according to what you entered earlier in this paragraph).

Feb 25, 2009 | Texas Instruments TI-83 Plus Calculator

I'm going to make up an example so this is easier to answer.

Ex: You have a bond with a price of $987, with a coupon of 1.5%, which matures in 10 years.

To do this problem:

[APPS] [1] [1]

What comes up on screen:

N=

I%=

PV=

PMT=

FV=

This is all the stuff that you really care about.

Now, add in the info you know from the equation. Put in a 0 if you don't know the number for that part.

This is what it should look like:

N=10

I%=0

PV=-987

PMT=15

FV=1000

Now, cursor back up to the I%=0 part.

Highlight the '0' that you had in there from before.

[ALPHA] [ENTER] ----> notice above the enter button it says in green lettering "solve", this is what you are trying to do.

Yay! Your caluculator has now figured out the interest rate!

it should say:

I%=1.642027191

Notes:

1. Make sure your payment is set at the end of the period (this is just the standard so you probably don't want to mess with it.) Scroll down to the PMT: END BEGIN part and make sure the END is highlighted.

2. This example used annual coupon payments. The p/y and c/y business is used for when you have semi-annual payments or semi-annual compounding (or daily, or hourly etc). You can use this feature, or you can just adjust the payment and periods

(ie: if this were a semi-annual coupon bond, the N would be 20 and the pmt would be 7.5)

Ex: You have a bond with a price of $987, with a coupon of 1.5%, which matures in 10 years.

To do this problem:

[APPS] [1] [1]

What comes up on screen:

N=

I%=

PV=

PMT=

FV=

This is all the stuff that you really care about.

Now, add in the info you know from the equation. Put in a 0 if you don't know the number for that part.

This is what it should look like:

N=10

I%=0

PV=-987

PMT=15

FV=1000

Now, cursor back up to the I%=0 part.

Highlight the '0' that you had in there from before.

[ALPHA] [ENTER] ----> notice above the enter button it says in green lettering "solve", this is what you are trying to do.

Yay! Your caluculator has now figured out the interest rate!

it should say:

I%=1.642027191

Notes:

1. Make sure your payment is set at the end of the period (this is just the standard so you probably don't want to mess with it.) Scroll down to the PMT: END BEGIN part and make sure the END is highlighted.

2. This example used annual coupon payments. The p/y and c/y business is used for when you have semi-annual payments or semi-annual compounding (or daily, or hourly etc). You can use this feature, or you can just adjust the payment and periods

(ie: if this were a semi-annual coupon bond, the N would be 20 and the pmt would be 7.5)

Oct 25, 2008 | Texas Instruments TI-84 Plus Calculator

You have the payments-per-year set to 12. For this pair of problems, it needs to be set to 1.

Press 2nd [P/Y] 1 ENTER.

Press 2nd [P/Y] 1 ENTER.

Jun 24, 2008 | Texas Instruments BA-II Plus Calculator

Sep 11, 2014 | Texas Instruments BA-II Plus Calculator

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