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I want to see my Due balance innediately enable me to pay withut or lees interest.

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You need to create a new question post, you posted this question in the Computer Router category.

Posted on Oct 09, 2010

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How much is intereston 1 varable 2 fixed rate


interest is interest
fixed is calculated yearly on the principle and is paid 365 days time
variable changes and is calculated daily ( 1/365 part of the interest rate ) and added to the remaining principle monthly
so if you have a loan of $1000.00 on fixed interest of 10% , regardless of how much you have repaid in a 12 month period , it is 10% of the principle loaned
with a variable interest the interest rate could be 10% today, 15% in 2 months time or 6% later on
it is variable
to add to that it is calculated on a daily basis (1/365 of 10%) and added to the principle left after receiving a payment on the loan
so for a $1000.00 the interest is added to that principle at the end of the month if there is no loan repayment or is added to the principle balance after a payment
the difference is that a variable interest rate loan will allow you to save money if you pay off well before the period of the loan but will add almost 2 to 3 times the loan if you pay the absolute minimum for the period of the loan
a fixed rate is where you know exactly the total interest to be paid at the end of term

May 09, 2016 | Computers & Internet

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What Is A Title Loan?


In case you own the title for your vehicle, a car title loan enables you to definitely take a loan according to its value. You will get the cash you'll need and driving your vehicle when you repay the loan.

Sep 29, 2015 | Computers & Internet

1 Answer

What's The Distinction Between Annual Percentage Rate & Rate Of Interest?


Your rate of interest is the monthly set you back pay on the delinquent balance of your house loan. An APR includes your rate of interest and then any additional cost or prepaid finance charges like the origination fee, points, PMI, underwriting and processing costs. (Your actual costs might not include all the products above.) While your rate of interest may be the rate at which you'll help make your monthly mortgage obligations, the annual percentage rate is really a universal measurement to guide you in evaluating the price of mortgage financial loans provided by different mortgage lenders.

May 12, 2015 | Miscellaneous

2 Answers

What's the difference between a credit card and a debit card?


Credit cards work on "credit"
meaning that the card company trusts that you are good for the money and you
pay a bill at the end of the month. Debt
cards are similar to credit cards in the way that you can pay for things
without cash. However, when a charge
goes through on a debit card it is taken immediately and directly out of your
bank account. Many people prefer this
method because it prevents you from going into credit card debt.

Aug 08, 2013 | Finance

1 Answer

We bought a used car and the radio has been locked. is there anyway of finding the unlock code to a mitsubishi mirage cd stereo withut paying for it. The model is a 901


If it came with a owners manual the code should have been written in there somewhere if not you might have to pay your local mitsubishi dealer these are the only two options . Hope this helps.

Aug 12, 2009 | Car Audio & Video

1 Answer

Present value of a loan


The present value of any future monthly (?) stream of payments stretching some 24 years into the future takes into account the time value of money and depends on the interest rate assumed to apply for each month throughout those 24 years.

There are formulae to calc this for an equal monthly payment and a constant interest rate, over the term but for a variable interest rate you need a spreadsheet.

In the simple case of zero interest assumed throughout the term, present value = current principal balance, but for any positive interest rate, the total present value of the future payment stream is less than the current principal balance.

Oct 06, 2008 | Texas Instruments TI-30XA Calculator

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