My olympus fe-130 keeps saying card error. I was taking photo's & then that appeared on the screen. It won't allow me to retrieve my photo's. The camera works fine when the card is out.

Usually because the memory card in the camera is full and cannot record any more photos. You have to insert a new memory card, or delete some photos from the current inserted card.

Consider NOT connecting your camera to your computer.
The best way to download pictures from your camera to your computer involves removing the memory card from the camera and plugging it into a card reader (either built-in to the computer or connected via USB or FireWire). This is likely to be faster than connecting the camera to the computer, and won't run down your camera's batteries.

Once the card is plugged in, it will appear to your computer as a removable drive. You can use the operating system's drag&drop facility to copy pictures from the card to the computer's hard drive, the same way you copy any other files. Or you can use any photo cataloging program, such as Picasa.

How to easilydownload Pictures from Digital Camera
heatman101

Try NOT connecting your camera to your computer.

The best way to download pictures from your camera to your computer involves removing the memory card from the camera and plugging it into a card reader (either built-in to the computer or connected via USB or FireWire). This is likely to be faster than connecting the camera to the computer, and won't run down your camera's batteries.

Once the card is plugged in, it will appear to your computer as a removable drive. You can use the operating system's drag&drop facility to copy pictures from the card to the computer's hard drive, the same way you copy any other files. Or you can use any photo cataloging program.

Many cameras will not read cards written on other, different cameras. There should be no problem taking the card to a store and having the pics printed or put on a disc. Or get a cord for the 390, or a card reader for your computer.

check the lens the lens might be closed if are open and hold for 5 seconds if it doesnt work take it to a specialist

I would suggest you to load your xD card on another multi card reader to isolate the possible problem. You may have a good chance to retrieve your pictures.

Some card readers come in with free photo recovery software. For example the TS-RDP8R (13 in 1) could get the job done for $15.

http://www.fixya.com/support/t142428-olympus_fe_130
on the page of the above link you see a photo of the solution with the copper wire.

Hmmm, I'm thinkin' if there's no memory card in camera, there are NO memories, aka formerly known as photos. Unless there is some sort of an internal memory, but me thinks not. As for error message, might be because....card fell out while an image was being captured.

It sounds like the focus motor in the lens is jammed. This could be caused by a knock or possibly sand. You could try tapping the camera (not too hard...). This might free up the motor the only other solution is to take it to a shop.