U need the dv cable out from the camera , to usb going in to the computer and more than likely the drivers that will probably be needed. Also you will need a certain software program that is compatible...usually comes with the driver.
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I disagree VERY much with Bubbabear64. I tried what he said and I had lots of problems. The computer wouldn't import and sometimes it wouldn't recognize the camera. I installed the 2 programs that came with the camera on the CD, and all of a sudden it worked great. So install the audio driver and the picture importer on the JVC disk that came with your camera.
Here is the issue. Connecting this camera to your PC via USB will only allow you to download the pictures that you have stored on the camera's SD card. To download video to your PC you will need to use a firewire to 4-pin DV cable. If you do not have the software from JVC, no worries as Movie Maker on Windows XP will import video from devices for you. Movie Maker in Vista will not allow importing video or capturing from devices at all, so you will need to get the JVC software if you are oin Vista.