My daughter entered into a contract with flexi rent and purchased a lap top computer from Harvey Norman she has been paying 68.00 a month which is direct debited out of a westpac credit card which has...
Hi Carnie. It sounds like you are in a pickle. I think youpaid WAY too much for the laptop and that's typical of Hardly Normal. Over pricingeverything and sticking you with a huge loan. Given her/your situation I wouldconsider talking to a Credit assessor. There are institutions (advertised on TVetc.) that offer to sort out your credit problems. They will stop the harassment,stop the loan, stop interest and structure the loan in such a way that you canafford it. These finance institutions are relentless. I have been in exactlythe same situation after a car accident a few years ago I was off work foralmost a year and the banks and credit card institutions are completelyruthless. You are entitled by law, especially under duress, to write to thefinance institutions explaining your situation and asking for a suspension ofinterest and a renegotiation of payments. They will never tell you this as theysee it as a way of you getting out of the loan. Search the internet for thedebt management services here in Australia. I'm sure you will find the rightpeople who can help you.
Jan 18, 2011 |
Compaq PC Laptops