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You are trying to use your AT&T phone on the Boost Network. Motorola has put a code to prevent you from using their investment (your phone) on another network. The term "subsidy" refers to the discount they gave you when you purchased the phone from them at a discount, or "subsidy". You can try to search CraigsList for a local person who has software to unlock your phone. Search CraigsList for "unlock motorola cell phone". They will charge you a fee of around $25 to $50.