Question about Texas Instruments BA-II Plus Calculator

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I do not have the directions and need to figure out how to calculate mortgages.

I have a BAII plus, and need to know how to calculate mortgages..each time I try pv 100000 i/y 5.750 n 360 cpt pmt it comes up with an odd number.

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1 Answer

Here is the link to a guide;

http://www.buec.udel.edu/bowersh/finc311_F04/Documents_f04/Quick%20Guide.pdf
Set PV=-$100,000
[2nd] P/Y= 12.00
N= 12 x 30 = 360, (i assume it's 30 Y amortization)
I/Y = 5.75%
FV = 0
[CPT] PMT

Hope this helps

Posted on Apr 14, 2008

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Will someone please walk me through the steps to calculate a mortgage payment on the BAII PLUS TEXAS INSTRUMENT. Please be specific. Thanks.


For a thirty-year, $100,000 mortgage at 8% annually, compute the monthly payment:

2nd [CLR TVM] ( clear the time value of money registers )
3 0 * 1 2 N ( thirty years at twelve payments per year )
8 I/Y ( 8% annual interest )
1 0 0 0 0 0 PV ( $100,000 mortgage )
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You should see -733.76. The negative indicates payment, the amount is $733.76.

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Down arrow two times
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I lost my owner manual for my TI BAII plus calculator. I forgot how to figure amortization. $2000 at 10% , monthly payments of $200, how many months???


You can download the manual from the manufacturer's web site at
http://education.ti.com/calculators/downloads/US/Guidebooks/Detail?id=6114

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How do I calculate a mortgage payment?


If $100,000.00 loan: enter 100000. in pv, if interest rate is 5%, enter 5 divided by 12 = %i if 30 year mortgage, enter 360 N enter 2nd PMT to get monthly principle and interest. You may have already solved this problem.

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clear your memory by hitting <2nd> then <FV>. It will clear out the memory of any values that may be stuck which will return incorrect answers

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How to use my calculator


http://education.ti.com/educationportal/downloadcenter/SoftwareDetail.do?website=US&tabId=2&appId=6114

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