Question about PayPal Accounts

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My paypal account is limited and I need the funds to process orders, I have called them 4 times the past week and everything got fixed, but now im limited and cant afford to be, please help

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Here at fixya there is nothing we can do to limit this, we have no control over paypal, you will need to call them up and find out why your funds have been limited, call paypal at this number

PayPal
1-888-221-1161
or 402-935-2050

Posted on Nov 13, 2009

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1 Answer

I didnot realize that they were going to charge me for joining i cannot afford that kind of expense


You must be setting up Premier and Business accounts.
A PayPal account can provide a convenient way to handle many kinds of financial activities online.

You can securely send and receive money, purchase items from online merchants and even pay some of your household bills without revealing your financial data or credit card numbers to strangers.

PayPal makes these services available through your computer and through mobile devices.
Like your local bank, PayPal also lets you download a monthly statement and other reports about your online activities. EBay owns PayPal, and it is the preferred payment method for many buyers and sellers in EBay auctions.

Registration

Visit the PayPal site to review the account types (personal, premier and business) and the terms of service.

You must provide your name, address and email address to begin the registration process.
After PayPal confirms that your email address is valid, that email will become your login identification.
You will choose your own password during the registration process.

You must also select two challenge questions and answers that you will use to request a lost password if yours is lost or forgotten.


Verification
After you register, PayPal must verify your identity and your financial information before you can use your account to make payments.

Verify your account by giving PayPal your bank account information, a credit card number or your debit card information.

To verify that you have an account at the financial institution, you must agree to allow PayPal to make a small deposit to the account that you provided account.

After your financial institution acknowledges receipt of the PayPal deposit, you will be ready to use your PayPal account.
Linking Accounts

PayPal gives you the option of linking your credit card or bank account to your PayPal account, after verification.

When someone sends funds to your PayPal account, you can leave the money there for future use, use it to shop or make payments.

You will also have the option of transferring the funds out from your PayPal account into your bank account that is on record in your profile.

If you prefer to keep your funds separate, you can make deposits to your PayPal account from your regular bank account.

When you use PayPal for online transactions, you can choose each time whether to use only the funds in your PayPal account or to use funds from your bank or credit card account.

PayPal also offers a reloadable MasterCard debit card that qualified account holders use to immediately transfer their funds from their PayPal account. It is accepted at ATMs, as well as online and offline merchants that accept MasterCards.
Upgrades

You may need to upgrade your personal account to Premier or Business if you need to accept credit card payments.

PayPal charges Personal account users fees for receiving money from credit card payments.
It also limits your total monthly transactions.

Premier and Business accounts have higher monthly transaction limits; however, they also have fees for receiving credit card payments. https://www.paypal.com/us/cgi-bin/helpweb?cmd=_help

Dec 07, 2013 | PayPal Accounts

1 Answer

I dont know hoe to put money in to my account


1. Determine whether or not you have a bank account tied to your PayPal account. You can do this by clicking the "Edit Profile" link on your "Account Overview" page. When you reach the "Profile Summary" page, click on the "Bank Accounts" link in the "Financial" column.

2. Know and keep handy the last four digits of your bank account. For security purposes, when PayPal shows a list of available bank accounts, the name of the financial institution and the last four digits of the account are all that will be visible. The rest of the numbers are shown as "xxxxx."

3. View the bank accounts associated with your PayPal account to make sure the account you want to make a transfer from is listed and confirmed. If necessary, add it and complete the confirmation process.

4. Click the "Add Funds" link on the top of any PayPal page. When you reach the "Transfer Funds" page, make note of the processing time. It usually takes 3 to 4 business days for electronically transferred funds to become an available part of your PayPal balance.

5. Choose the "Transfer Funds From a Bank Account in the United States" link.

6. Pick the right bank account from the provided drop-down menu. You have the option of adding an account from this page as well.

7. Enter the amount of money and hit continue.

8. Look over the confirmation page and make any necessary corrections before clicking on the "Submit" button.

9. Check your inbox for a confirmation email and return to your PayPal account in a few days to check the status of the transfer.

Dec 02, 2013 | PayPal Accounts

1 Answer

I went to purchase an item today and my Paypal account did not allow the transaction to go through. Why? Thanks You, Bill Ferm


First check the funding source when trying to make the purchase. Some transactions allow debit/credit card only and it maybe trying to take from a funding source which does not have the transaction value available on it.
Paypal do have account limits if you are not fully verified, to see if you have reached your sending limit, when you login to your account, at the top where it says your name - move across and you will see a link which says view limits. Click the link and check that sending limits have not been reached.
Finally if you were trying to pay with funds from your actual paypal account, make sure that the funds are also in the currency which your transaction is. As when it is funds direct from your account and no debit card involved, the currencies have to match for it to go through.

Jul 08, 2011 | PayPal Accounts

1 Answer

How to set up my paypal account and so i can transfer money from my bank account into my paypal when i need to


You don't actually have to transfer money into your Paypal account from your regular bank account in order to pay with Paypal.

Just make sure that your linked bank account is confirmed as your PRIMARY FUNDING SOURCE in your Paypal account PROFILE SETTINGS.

Then whenever you make a purchase using your Paypal account, the necessary funds will be drawn directly from your regular bank account automatically by Paypal.

If you already have some money in your Paypal account, then Paypal will automatically use that money first, then take out whatever remaining balance is necessary from your Primary Funding Source bank account or credit card.

So in short, you don't have to worry about putting money into your Payypal account in order to make a purchase. Just make sure you have enough of a balance in your bank account or credit card to cover it and the money will be transfered automatically by Paypal, as long as that account or credit card is set as your Paypal Primary Funding Source in your Paypal account profile settings.

Good luck.

Apr 25, 2011 | PayPal Accounts

1 Answer

I'm from the Philippines and I always want to buy online but the problem is i don't have a Credit Card and Debit Card. The only thing that i have is Bank Account. So i can use PayPal? How?


Hi there,
Paypal uses funds that are added to your Paypal account or withdrawn from your bank account/credit card/debit card.
If the only thing you have is a Filipino bank account (BDO, RCBC etc ) you can withdraw funds from the bank account to your Paypal account.
To do so, you must first add your bank account to your Paypal account by going to Paypal, where it says My Account > Profile > Add or Edit Bank Account.
Here you enter your banking details as required, Paypal will make sure that it is your account by depositing a small amount of money to your account (takes 3-5 days) and then asking you to verify that amount before the bank account is confirmed and linked to your Paypal account.
After you've linked your bank account to your Paypal account you can then withdraw funds to it by going to My Profile > Add Funds. This process also takes 3-5 days to complete.
The funds withdrawn to your Paypal account from your bank account will now allow you to make instant payments with funds direct from your Paypal account.
Alternatively if you make a payment for anything you buy online and wish to pay with your Paypal account and don't have any funds, Paypal will deduct the funds from your linked bank account. The process usually takes 3-5 days to complete.
Hope I have been of assistance to you, Cheers ! :)

Mar 31, 2011 | PayPal Accounts

1 Answer

How do I get paypal to remove my limit


Hi Steveboyd10,

All PayPal accounts are initially 'Unverified' and have limits on sending, receiving and withdrawing money. To remove these limits and to comply with EU law, we will ask you to verify more information about yourself by completing some or all of the steps below:

  1. Set up bank funding
  2. Link and confirm a credit or debit card
  3. Provide business information (Premier and Business accounts only)
  4. Confirm your address
By setting up bank funding your PayPal account will become Verified.
You can complete the steps and remove all your limits, as follows:

  1. Log in to your PayPal account.
  2. Click the 'View Limits' link on the 'Account Overview' page
  3. Tick the box next to 'Receiving Limit per year' and click 'Lift Limits'
  4. Follow the instructions to lift each one
You can begin these steps at any time, however if all the steps are not completed and you reach the annual receiving limit then you will no longer be able to withdraw or send money, fund transactions or close your account until you complete the steps.

Good Luck!
Thank you for using Fixya!

Mar 10, 2011 | PayPal Accounts

1 Answer

How do i cansel a order?


Inform the retailer to with hold products that have been ordered preventing transaction from attaining funds from pay pay accounts. Once transaction of products was least processed least attains funds from PayPal. In instances where PayPal account was transacted would require informing the retailer to retrieve products. Funds would be returned to PayPal for untransacted trades.

Feb 27, 2011 | PayPal Accounts

1 Answer

Hi!i forwarded money from UBS acct.last thursday to my paypal acct...why is it until now this money is not on my paypal acct.this was happening twice already...what do i need to do about this thanks


Thanks for visiting FixYa!

On the "Transfer Funds" page, make note of the processing time. It usually takes 3 to 4 business days for electronically transferred funds to become an available part of your PayPal balance.

You can have immediate access to the funds in your bank account through PayPal if you link your bank account with your PayPal account. With your account 'linked' you can have a $0 (zero) PayPal account balance and still make purchases with PayPal. PayPal will automatically transfer the funds from your bank account (through PayPal) and pay for any purchases made with PayPal. And, your PayPal account will still remain at $0.

This information is from the PayPal website:

How do I link a bank account to my PayPal account? Question : Answer : We're introducing a new and improved Profile to some customers. Until all customers are using the new Profile, there are 2 sets of instructions on how to do this. Please follow the instructions that match what you see on the site [for your PayPal account]. (Bracketed text added by me.)


You can link your bank account, enter your bank information (we'll keep this private) by following these steps:
  1. Log in to your PayPal account.
  2. Click Profile at the top of the page.
  3. Click Bank Accounts under Financial Information.
  4. Click Add Bank and enter your information.

Then just confirm your bank account to complete the process. If you bank online, you can usually do this instantly. If you don't have online access to your bank account, it'll take a few days.

Or

You can link your bank account, enter your bank information (we'll keep this private) by following these steps:
  1. Log in to your PayPal account.
  2. Click Profile near the top of the page.
  3. Click My money under My Profile.
  4. Click Add my bank in the Bank accounts section.
  5. Select Checking or Savings account and enter your information.
  6. Click Continue.

    Then just confirm your bank account to complete the process. If you bank online, you can usually do this instantly. If you don't have online access to your bank account, it'll take a few days.

Feb 23, 2011 | PayPal Accounts

2 Answers

I have an error code 10417 when i try to pay an order with paypal Your Transaction could not be completed. You can return to PickYourShoes.Com and try again with a different funding option or try...


Telephone the bank that issued the credit-card to you, and see if your credit-card is OK, and is not "limited", and not over your limit.

Jan 10, 2011 | PayPal Accounts

1 Answer

Hi, Have linked Paypal to my Visa account but cannot access the $2 refund. I have tried a few times over a period of 4 weeks but cannot get success. As far as I can tell, the Paypal code is 4940, but I...


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Hello trevatsellic,



Paypal website has only limited options in dispersing funds. In most occasions, they only allow you to disperse funds straight into an attached checking or savings account.



2. If you have a paypal card, it can be used to make purchases, pay bills, etc, in turn it debits your paypal account.

Jan 10, 2011 | Computers & Internet

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