Photo card stuck in laptop

By design the photo card needs to be pushed in to be pulled out. Try pushing it in to see if it will then pop out enough to allow you to grab it with your fingers.

You can adjust your power setting by right clicking on your desktop and selecting properties (if in XP) and going to the screen saver tab. If you are using Vista or Windows 7 user the search area in the start menu to seach for power settings.