Question about HP 12c Calculator

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Reset the calculator:

http://h10025.www1.hp.com/ewfrf/wc/document?docname=bpia5202&tmp_track_link=ot_faqs/top_issues/en_us/bpia5202/loc:1&lc=en&dlc=en&cc=us&lang=en&product=81575

If you need help with the calculations, check here:

http://h10025.www1.hp.com/ewfrf/wc/useCategory?lc=en&dlc=en&cc=us&product=81575&lang=en

Posted on Aug 25, 2009

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Posted on Jan 02, 2017

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For a thirty-year, $100,000 mortgage at 8% annually, compute the monthly payment:

2nd [CLR TVM] ( clear the time value of money registers )

3 0 * 1 2 N ( thirty years at twelve payments per year )

8 I/Y ( 8% annual interest )

1 0 0 0 0 0 PV ( $100,000 mortgage )

CPT PMT ( compute payment )

You should see -733.76. The negative indicates payment, the amount is $733.76.

2nd [CLR TVM] ( clear the time value of money registers )

3 0 * 1 2 N ( thirty years at twelve payments per year )

8 I/Y ( 8% annual interest )

1 0 0 0 0 0 PV ( $100,000 mortgage )

CPT PMT ( compute payment )

You should see -733.76. The negative indicates payment, the amount is $733.76.

May 08, 2011 | Texas Instruments BA Real Estate...

1 0 0 0 0 0 PV 7 i 3 6 0 n PMT will give you the month payment.

Nov 06, 2010 | HP 12c Calculator

If $100,000.00 loan: enter 100000. in pv,
if interest rate is 5%,
enter 5 divided by 12 = %i
if 30 year mortgage,
enter 360 N
enter 2nd PMT to get monthly principle and interest.
You may have already solved this problem.

Aug 19, 2010 | Texas Instruments BA Real Estate...

clear your memory by hitting <2nd> then <FV>. It will clear out the memory of any values that may be stuck which will return incorrect answers

Aug 26, 2009 | Texas Instruments BA-II Plus Calculator

The formula is:

J

M = P x ------------------------

1 - ( 1 + J ) ^ -N

where:

M = monthly payment ($)

P = principal ($)

J = monthly interest (15% --> 0.15/12=0.0125 )

N = number months (years X 12) Note__minus__ sign!

"^" represents the calculator's exponentiation function:

____ ____

This key: | y | not this key: | y |

| x | | e |

----- -----

J

M = P x ------------------------

1 - ( 1 + J ) ^ -N

where:

M = monthly payment ($)

P = principal ($)

J = monthly interest (15% --> 0.15/12=0.0125 )

N = number months (years X 12) Note

"^" represents the calculator's exponentiation function:

____ ____

This key: | y | not this key: | y |

| x | | e |

----- -----

Aug 25, 2009 | Texas Instruments Office Equipment &...

See this handy Texas Instrument guide on calculating different formulae.

http://www.retrevo.com/support/TI-BA-II-PLUS-PROFESSIONAL-Calculators-manual/id/421ci277/t/2/

http://www.retrevo.com/support/TI-BA-II-PLUS-PROFESSIONAL-Calculators-manual/id/421ci277/t/2/

Apr 12, 2009 | Office Equipment & Supplies

Check to see if the word "BEGIN" appears on your screen. If so, you are calculating the payment on an "annuity due" basis, that is, the first payment is made on day one, and each period thereafter, rather than the first payment being due at the end of the first (30 days usually) period. To fix this, press the blue "g" button, and then press the number "8" (notice the word "end" printed on that key in blue ink). This should return you to the normal (first payment due at the end of the period) option.

Jun 30, 2008 | HP 12c Calculator

Are you putting 30x12=360 for N? Since you have monthly payments, you have to compute it a little different. Also, you have to find the effective monthly interest rate. 1.0575^(1/12) = .4669839%.

Another way is to enter 30 for N and 5.57 for I/Y, and change P/Y to 12.

Hope this helps!

Another way is to enter 30 for N and 5.57 for I/Y, and change P/Y to 12.

Hope this helps!

Apr 08, 2008 | Texas Instruments BA-II Plus Calculator

Clear calc and mode registers & select two decimal places- ON/C, 2nd, CMR,FIX,2

Select FIN Mode - 2nd, FIN repeat until FIN shows up in display

Enter months in mortgage - N

Divide annual interest rate by 12 - Enter result as %i

Subtract down payment from cost of home - Enter result as PV

Compute monthly payment - 2nd, PMT

for Payments at beginning of month , press DUE, PMT

I have a question for you, what battery does the TI BA-II Constant Memory calculaor use?

Much thanks.

hgeiss@comcast.net

Select FIN Mode - 2nd, FIN repeat until FIN shows up in display

Enter months in mortgage - N

Divide annual interest rate by 12 - Enter result as %i

Subtract down payment from cost of home - Enter result as PV

Compute monthly payment - 2nd, PMT

for Payments at beginning of month , press DUE, PMT

I have a question for you, what battery does the TI BA-II Constant Memory calculaor use?

Much thanks.

hgeiss@comcast.net

Oct 28, 2007 | Texas Instruments BA-II Plus Calculator

Feb 26, 2015 | HP 12c Calculator

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