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I want a loan - Computers & Internet

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Well go to a bank then. we are not lenders here. we answer questions. at least when they make sense anyway.... ymmv

Posted on May 05, 2017

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5 Answers

What are the personal loan websites?


Personal loans or unsecured loans allow you to borrow a fixed amount of money over a fixed term and usually with a fixed rate of interest.
It is not available for the business purpose,ill-legal purpose or for gambling.You can prefer Bad Credit Guarantor Loans. This is a simple and easy way to get a personal loan by providing an approved guarantor to the company.
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Jul 28, 2016 | Miscellaneous

Tip

Don't use a personal loan for


<span>Personal loans have many benefits and uses because they have very few limits on what they can be used for. However there are certain things that it is recommended that you avoid using a personal loan to finance.</span><br><br>1. Paying off another loan: while a personal loan can be used to pay off other loans like student loans the interest rates on a student loan can be lower than those of the personal loan so borrowing the money can cost you more in the long run. The sudden additional money that comes into your budget due to the loan can cause you to spend it in other places and then when it comes time to pay back the personal loan you are right back where you started from.<br><br>2. Vacation: when taking out loans you want to consider using the money on things that will last, while a vacation is nice its a better idea to save up for it rather than spend years paying for it afterwards. If you are able to figure out the finances to take out a loan then chances are you can work around your budget to pay for a vacation without the loan.<br><br>3. Certain home repairs: taking out a personal loan for some home remodeling is recommended, but in some other cases it might make more sense to take out a home equity loan.

on Aug 25, 2013 | Finance

5 Answers

What Are The Interest Rates I Can Get On Business Loan?


With so many different business loans now available, it is now much easier for an individual to get a business loan as per his/her specific requirement. The interest charged on business loans in India ranges between 8% and 18%.Make sure that you fulfill the pre-conditions of the bank before you apply for the loan to get the best deal.

When you apply for a business loan, the bank will go through the financial history of your business, your credit score, age, turnover, loan amount, tenure, etc. On the basis of these, they will let you know whether or not you qualify for the loan and at what rate the loan will be offered if you do qualify. So, it is better to shop around for a while to search for the best interest rate.
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For competitive business loan interest rate, you can rely on CreditNation. The online platform works with many of the biggest of lenders in the country to help you find the best deal on a business loan.

May 30, 2016 | The Computers & Internet

7 Answers

What's An Installment Loan?


It is a loan repaid in an agreed series of payments, or installments, of some period of time. The payments may be made weekly, monthly, or some other agreed period, over a period of time which may be a few months, or many years.

A mortgage is a type of installment loan.

The repayments may be made against the principal (the amount loaned), principal plus interest (most common arrangement), or some other agreement.

It is possible for loans to eventually make the borrower repay a lot more money than the amount borrowed, if care is not taken to understand the agreement.

Sep 29, 2015 | The Computers & Internet

4 Answers

What is a signature personal loan?


This is simply the typical personal loan, you get the loan by securing it with your signature-that is your promise to pay.

Aug 25, 2013 | Finance

2 Answers

What is the loan to value ratio?


The loan to value ratio is thesize of the loan against the value of the property. A good example from Wikipedia is, "a mortgage loan in which the purchaser has made a downpayment of 20% has a loan to value ratio of 80%"

Aug 08, 2013 | Finance

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