Question about Computers & Internet
What is CIBIL TransUnion Score 2.0 and how CIBIL score works
In India almost every bank and NBFC consider CIBIL score as a major component. CIBIL score is basically a three digit number which vary between 300 to 900. This number or score show your creditworthiness.
Usually Banks and NBFCs consider 750 and above as a good CIBIL score. If your credit score/ CIBIL score is below the 750 you will face difficulties in approval process.
Now after a long time Transunion Company come up with a new criteria for CIBIL score 2.0 CIBIL TransUnion Score 2.0 is the advanced version of FICO assessment. The Biggest distinctive is, it is for the new borrower with no Record of loan repayment. in this CIBIL Score 2.0 any individual who has no record as a consumer will get a state of 1 to 5 in these time of 6 months time.
Posted on May 01, 2017
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Posted on Jan 02, 2017
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Posted on Aug 01, 2016
CIBIL Score changes according to different banks. Basically it ranges between 300 to 900 and if your score is between 750 to 900 then it is considered a good CIBIL Score to get a Personal Loan.
CIBIL score is basically a number which denotes your creditworthiness.
CIBIL Score depends on the money flow in your account. So If your CIBIL Score is not enough then you can't apply directly for a loan. In this case applicant have to follow some protocols to apply for a personal loan with bad CIBIL Score.
Posted on Apr 24, 2017
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