Question about Blue Health & Beauty
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Posted on Jan 02, 2017
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Posted on May 25, 2013
There is no way to tell for sure. Companies like this one do not actually sell insurance but instead, they are brokers for numerous companies. They receive payment for the policies they sell. Thus, in many ways they are like real estate agents. Anyone who has ever bought a home finds out quickly that the agent you choose is not really working for you but for the seller, since that is where their payment comes from. So you have to be wary that they may try to push a plan at you that you really don't need since they make more money from it. You may be better off just going to Medicare.gov and using their plan finder. There you can easily find which insurers are offering policies in your area (not all policies are available everywhere; it goes by ZIP code). You can compare plan coverage and prices right there on the site, and if you are interested in any plan, you can get a rep from the insurer themselves to call you. It allows you to view plans at your leisure without having to deal with potential hard-sell pressure. Even if you then decide to talk to the brokers you will know for sure which plans they should be able to offer you. I have heard (but cannot confirm) that some of these places actually sell policies that you are not eligible for, and you only find that out later when the company contacts you to tell you that you don't have coverage. So do some advance legwork and remember the saying "buyer beware"!
Posted on Nov 04, 2016
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