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Am buying hearing aids at a Texas cosco store. Does cosco accept Blue Cross Medicare Advantage insurance coverage for the hearing aids?

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Posted on Oct 24, 2016

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SOURCE: is, smile.insure, a repudable site on the net?

There is no way to tell for sure. Companies like this one do not actually sell insurance but instead, they are brokers for numerous companies. They receive payment for the policies they sell. Thus, in many ways they are like real estate agents. Anyone who has ever bought a home finds out quickly that the agent you choose is not really working for you but for the seller, since that is where their payment comes from. So you have to be wary that they may try to push a plan at you that you really don't need since they make more money from it. You may be better off just going to Medicare.gov and using their plan finder. There you can easily find which insurers are offering policies in your area (not all policies are available everywhere; it goes by ZIP code). You can compare plan coverage and prices right there on the site, and if you are interested in any plan, you can get a rep from the insurer themselves to call you. It allows you to view plans at your leisure without having to deal with potential hard-sell pressure. Even if you then decide to talk to the brokers you will know for sure which plans they should be able to offer you. I have heard (but cannot confirm) that some of these places actually sell policies that you are not eligible for, and you only find that out later when the company contacts you to tell you that you don't have coverage. So do some advance legwork and remember the saying "buyer beware"!

Posted on Nov 04, 2016

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What percentage are you covered by medicare as an inpatient and outpatient


Are you an inpatient or an outpatient? ' Medicare.gov

https://www.medicare.gov/what-medicare-covers/part-a/inpatient-or-outpatient.html
Your inpatient/outpatient status affects the cost of hospital services and ... status-whether you're an inpatient or an outpatient-affects how much you pay for ... Your hospital status may also affect whether Medicare will cover care you get in a ...

Outpatient hospital services ' Medicare.gov

https://www.medicare.gov/coverage/outpatient-hospital-services.html Explanation of Medicare Part B coverage for medically-necessary outpatient ... Other insurance you may have; How much your doctor charges; Whether your ... for all outpatient services may be more than the inpatient hospital deductible.

[PDF]Are You a Hospital Inpatient or Outpatient? - Medicare.gov

https://www.medicare.gov/Pubs/pdf/11435.pdf considers you an "inpatient" or "outpatient") affects how much you pay for hospital ... Medicare will cover care you get in a skilled nursing facility (SNF) following.

Inpatient hospital care ' Medicare.gov

https://www.medicare.gov/coverage/hospital-care-inpatient.html Explanation for Medicare Part A coverage of inpatient hospital care. ... Find out if you're an inpatient or an outpatient-it affects what you pay ยท Skilled nursing ...

Medicare: Inpatient or Outpatient? - AARP

www.aarp.org/.../medicare.../medicare-inpatient-vs-outpatient-under-observation.html [Note that this situation applies only to Medicare coverage in skilled nursing facilities ... observation patients to those admitted as inpatients rose by 34 percent. .... Ask about your status each day you are in the hospital, as it can be changed ...

Medicare: How to Make Sure Your Hospital Stay Is Covered ' Money

time.com/money/3843804/medicare-hospital-observational-cover/ May 3, 2015 - If you're on Medicare and you have to be admitted to the hospital, don't ... to both Medicare and patients from observational stays vs inpatient stays ... A) and observational or outpatient expenses (covered by Medicare Part B).

Medicare May Not Cover Hospital Costs If "Under Observation" ' Money

time.com/money/4512889/medicare-cost-observation-status/
Sep 29, 2016 - Just because you have health care coverage under Medicare doesn't mean ... by CMS, is called the Medicare Outpatient Observation Notice (MOON). ... without first requiring that patients have a three-day inpatient hospital stay. ... to the hospitalization, subject to Part B's typical 20 percent copay); for routine ...

[PDF]Are You a Hospital Inpatient or Outpatient? If You Have Medicare - Ask!

www.valleyhealth.com/.../Observation%20Medicare%20CMS%20Are%20You%20an... you an "inpatient" or "outpatient") affects how much you pay for hospital services ... whether Medicare will cover care you get in a skilled nursing facility (SNF).

Coverage and costs if you stay in the hospital overnight - Medicare ...

https://www.medicareinteractive.org > ... > Hospital Services: Outpatient (Part B) How much of my outpatient hospital bill will I be responsible for? ... Staying overnight in the hospital does not make you a hospital inpatient. ... If you are an outpatient during your hospital stay, Medicare Part B covers most of your services.

Sep 20, 2017 | Health & Beauty

1 Answer

I currently have health insurance $469.00 per month and need to go to a cheaper option. What do I get free as I am a senior citizen ?


If you are a senior citizen, you should know by now, nothing is ever free. Ha Ha. But seriously, you don't say your exact age or where you are located. If you are in the United States and a citizen or permanent resident, you will qualify for Medicare Part A at age 65. If you worked in the US, you had FICA taxes withheld from your pay and this is part of what those FICA taxes were for. If the coverage is not as substantial as you like, you have the option to purchase medicare supplements which will offer additional coverage. If you are low income, you may qualify for medicaid but if you've been able to pay $469/month, it's unlikely your income is low enough to qualify. There is also the Obamacare health plans which you can check on the governments health care exchange which may offer subsidies (paid for by taxpayers) to help reduce what you have to pay for health insurance. Just be careful before purchasing one that you understand what you are getting, many of these plans have very high deductibles and coinsurance making them almost useless.

Aug 11, 2017 | Citizen Computers & Internet

2 Answers

I am going out of Australia for 10 days. Do I have to notify Human Services and or medicare?


Free lunch crowd is only an AMERICAN phenomenon.

You'd be MUCH wiser to worry about buying
travel insurance...

Australians would be nuts (against my personal opinion) to halter themselves to Medicare... the FORMS themselves are DEADLY.


Generally .. if you buy it you won't need it...

(BUT IF YOU DON'T... Wooooo...)

Savvy?

Carnac the Magnificent

Feb 08, 2017 | Computers & Internet

1 Answer

Is, smile.insure, a repudable site on the net?


There is no way to tell for sure. Companies like this one do not actually sell insurance but instead, they are brokers for numerous companies. They receive payment for the policies they sell. Thus, in many ways they are like real estate agents. Anyone who has ever bought a home finds out quickly that the agent you choose is not really working for you but for the seller, since that is where their payment comes from. So you have to be wary that they may try to push a plan at you that you really don't need since they make more money from it. You may be better off just going to Medicare.gov and using their plan finder. There you can easily find which insurers are offering policies in your area (not all policies are available everywhere; it goes by ZIP code). You can compare plan coverage and prices right there on the site, and if you are interested in any plan, you can get a rep from the insurer themselves to call you. It allows you to view plans at your leisure without having to deal with potential hard-sell pressure. Even if you then decide to talk to the brokers you will know for sure which plans they should be able to offer you. I have heard (but cannot confirm) that some of these places actually sell policies that you are not eligible for, and you only find that out later when the company contacts you to tell you that you don't have coverage. So do some advance legwork and remember the saying "buyer beware"!

Nov 04, 2016 | Health & Beauty

1 Answer

I have read that medicare will not pay for cancer treatment for seniors over the age of 76 after 2018 as dictated by Obamacare,, is that true????


Definitely not true. But the type of Medicare insurance you have could determine your out of pocket expenses should you need cancer treatments. Most Medicare "Advantage" plans leave you paying 20% for outpatient services (this would include chemo and radiation) up to the maximum annual out of pocket amount. In 2017, $6,700 is the most you would pay out of pocket. Under Medigap Plans, such as Plan F, N, or G, that 20% is paid by the plan. For more on how Medicare covers cancer, check out https://expertmedicare.com/medicare-cover-cancer

Oct 17, 2016 | Computers & Internet

1 Answer

How do I get a print-out of my doctor/provider visits in 2014?


Enter your own address into "Google Maps".
Then, click "Directions from here".
Enter your doctor's address.
G.M. will tell you the distance between the two points.

Feb 24, 2015 | ADVANTAGE Office Equipment & Supplies

2 Answers

What changes to medicare at age 76


emergency or elective? sounds like you had pre-authorization. You may need to contact medicare. Age is irrelevant over 65

Jul 26, 2014 | medicare.gov

1 Answer

Under Obamacare does a person 75 or older get coverage for cancer


People over the age of retirement (65) are normally eligible for Medicare. I'm including the link to the medicare website which speaks about Chemotherapy. If it is a question regarding a specific or experimental treatment I would recommend contacting Medicare directly. Your Medicare Coverage

Mar 17, 2014 | Computers & Internet

1 Answer

My mother in law is very deaf in one ear and has poor hearing in the other. How can I tell if her own hearing is at fault or her hearing aid battery needs changing or there is some other fault causing her...


I have a similar issue with my 86 year old mother-in-law and her hearing aids. Depending on how long they are worn/turned ON, determines how long the battery in each one will last. In my mother-in-laws case, she waits to long to change the batteries or doesn't keep the volume turned up high enough. So, in her case, the battery(s) get weak, before she realizes it. The other thing that is most important is when we age our body (ears in this case) physically change and the hearing aid(s) that were originally fitted several years before, don't fit as well as they should. I am also convinced that their hearing continues to deteriorate and they should be tested and fitted with a new hearing appliance, as needed.

The down side to this, is that hearing aids are not inexpensive. So, if Medicare, Medicaid or their own private insurance want cover at least part of the cost, most people don't want to pay for new ones. Or as my mother-in-law says, "Oh, they're working alright." When in fact, they're not. My wife and I can tell by the volume on her TV. When you can hear it from one floor to another, her hearing aids aren't working right.

Apr 11, 2011 | Health & Beauty

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