How can i turn my credit rating around?
Very simple, pay your bills on time, try NOT to get to the point of having credit collectors call you. If you're in debt now, you should always start by paying the smaller of the bills off as fast as you can, get those out of the way then concentrate on the larger bills and always pay more than the minimum or you'll never get out of debt, such as, if your credit card says minimum payment due is $25 pay $50 if you can but pay at least $35, if you can afford to slam a couple of toward it then do it. Don't wait until a day or two or a week after due date, always pay something at least a couple of days before the due date.OH and the biggest thing, STOP charging on your cards and or making loans. Only use your cards when you HAVE TO other than that, pay cash or use your debit card linked directly to your bank. Your credit card usage should never really exceed 30% so get it below that and sign up for creditKarma or something to keep an eye on you credit.
Jun 09, 2017 |
Computers & Internet