I want to change my visa card no
Visa card no or pin no ?
Edit a Visa PIN
In today's world, many of us rely on plastic and go light on carrying cash.
Visa is one of the leading card brands worldwide with 1.8 billion cards in use, including credit and debit cards.
But in those instances when you need cash, you also need a reliable Personal Identification Number.
But what if you forgot your PIN or are concerned someone saw you use it?
Call the phone number of the Visa card issuer.
Most cards have a toll-free number listed on the back of the card.
Choose the appropriate phone menu options to speak to a live person.
Most banks and credit card companies require live verification before they will implement a change of PIN.
Answer the customer service representative's identification questions.
These may include personal information such as social security number, current address, mother's maiden name, when your account was opened, your place of birth and location or branch where your account was opened if your card is linked to your bank.
Request your change of PIN.
Have a new PIN in mind in case your credit card company or bank allows you to choose the new PIN over the phone.
In some cases, the Visa issuer will automatically assign you a new PIN and will likely mail it to you.
Confirm with the customer service agent that the change has been successfully completed before you get off the phone.
Change Your Visa Card Number
Changing your Visa card number mitigates or prevents fraudulent activity on your account.
The customer service department of your issuing bank can change the number in some situations.
Some banks and merchants also offer services that mask your true card number when making purchases.
Prepaid debit or gift cards also provide an alternative card number in lieu of directly using your main credit card account. Threat of Fraud
Contact the customer service department of the card issuer if you believe fraud has already occurred on your account, or you suspect your credit card number is in the hands of an unauthorized party and fraudulent activity is imminent.
The card issuer will deactivate the compromised account, assign a new card number and mail a new card.
Cut up and dispose of the old card once the new card arrives.
Log into any online merchant sites where you used the old card number and delete that information from the site.
Decide if you wish to enter the updated card number at that time. Protect your account by masking it.
If you want to change a card number in a situation where no fraudulent activity has yet occurred, Rebecca Lindsey of Cardratings.com suggests contacting the customer service department of your issuing bank to inquire whether the bank offers "virtual card numbers."
Virtual card numbers are "disposable" credit card numbers that can be used a limited number of times over a range of specific dates.
Using a virtual card number eliminates the need to provide merchants with your "real" card number, preserving the security of your account.
Dec 09, 2013 |
Computers & Internet