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I got behind on my payments and cannot afford to pay a lump sum. what can i do to pay a lesser installment

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Call whoever you owe the money too, and tell them your situation. Ask them for help.

Posted on Dec 13, 2016

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Another options is to try and refinance the money you owe with something that has a lower interest rate, making it easier to pay off. For example, credit cards have interest rates between 20% and 25%. If you could pay what you have on your credit card with a line of credit, you would save a lot of interest and be able to pay the debt off, hopefully more quickly. Another option is to get them to get the period that you are paying the debt over extended. You will end up paying more interest, but at least you can start paying down the debt.

Good luck,

Paul

Posted on Dec 13, 2016

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