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Hi. It depends with what kind of account you wish to open. You can search for the account name you wish to open on Google. Thereafter when you click on the link provided for that account's site, you will see an option of 'create account, join or sign up'. When you click on that you will be asked to provide various details like your name, email address, phone number, location etc. The required information varies with different companies or institutions. When you follow the instructions you will be able to successfully open your account.
Pay Pal is owned by Ebay which is a debit account associated which Chase bank.
If you open and account with Pay Pal you can sell on Ebay or just to have linked to yoiur bank account as well. To open a PAY PAL account you must a bank account