Is Instamojo the best India Payment Gateway in India with no setup Fees ?

Every online business needs a payment gateway linked to their e-commerce store so as to enable customers pay for the goods bought. It must integrate with the website smoothly so as not to discourage customers and therefore remain with abandoned carts.

Payment gateways come at a price but the exact amount depends on the particular one chosen. Payment gateway charges include a setup cost and maintenance fees usually paid annually. The number of transactions that take place on the site every month also impacts this figure. Processing fees for transactions are calculated either as a percentage of the transaction value or as a flat fee for every transaction regardless of the transaction value.

For a payment gateway like PayUmoney, there are no payment gateway charges. Setup is free and there is no maintenance fee. Merchants can conduct business without worrying about high charges on every sale they make. This burden is shouldered by the customer.

A good and free online payment gateway in India is PayUmoney. It starts by offering free setup and no maintenance fee. Users can choose between full integration and a single button so as to make use of the gateway. Once an account is set up, whether for an application or website, clients can make payments via debit or credit cards and net banking as well. It doesn't require any complex procedures to begin using. The user interface is also simple to work with and therefore poses no difficulty for the clients that will use the gateway for their purchases.

Security is always a major concern when it comes to online transactions. PayUmoney assures clients of secure transactions with the adoption of PCI-DSS Level 1. Data is encrypted using 128 bit SSL encryption to keep it safe from unauthorized parties.

Any business will benefit from this free online payment gateway with minimal effort.

Probably the best Payment gateway in India is PayUmoney. The online platform is very convenient for the customers and the merchants when transactions are concerned. Being a certified gateway, the system is quite robust and takes utmost care of the best interest of both buyer and seller.

The process of registration does not need any documents as such for the free online account. Only the integration of the transaction button in the merchant's website is to be done. In fact, you do not have to pay anything to register as well. The service charge is just 2% of every transaction done. There is no fee regarding the setup and maintenance of the account in the online transaction platform.

The payment platform is well-optimized for the smart devices. You can also customize the payment gateway from PayUmoney as per requirements.

An effective Indian payment gateway is necessary for merchants in India. Several options are available and interested parties should look at what their business and clients stands to gain so as to choose appropriately.

Small merchants in India need an affordable and easy to use payment gateway. There are several choices for an Indian payment gateway and making a choice will depend on the merchant's needs compared to what the gateway offers.

A good gateway should be simple to set up and use and available on different platforms. When it comes to using it for events payments, the gateway should allow users to create differently-priced tickets where necessary and with appropriate descriptions.

Buyers should also be able to buy several tickets at the same time so as to ease the headache. Payments from different platforms would be best considering that users may prefer several different methods.

Where physical tickets or payment receipts are required, the gateway should be able to send these to the buyer as a message so they can print them.

Experts associated with ecommerce business acknowledge that "Payment Gateway" is a vital factor of their business. The payment gateway service providers help in secure and prompt online payments. Ecommerce establishments look for the cheapest payment gateway. The dilemma is that quite a few popular payment service providers are there to select from, people get confused which one is the best or which one will meet their all needs and will be the cheapest one. Few payment gateway companies allow negotiation, but that is possible if the business house could show a high level of transaction every day which needs to be at least 500-600 per month.
As a whole, the payment gateways need to abide RBI rules in India. So, there is always a minimum charge they have to impose. Depending on the volume of business and commercial viability of the ecommerce payment gateways can offer discounts only.

In my opinion, PayUmoney is the best payment gateway in India for small businesses. Here's why:
Setup Fee - Zero
Annual Maintenance Fee - Zero
Transaction Fee - Just 2%

Yes, PayUmoney has no initial setup and annual fees. And, the registration process is simple. You can start receiving payments for your products within five minutes. And, the company offers real quick settlements. No more waiting for an entire billing cycle before you can get the payments credited to your bank account. It just takes two days to receive your money.

Another feature that, I like is that you can link any of your bank accounts and receive payments directly to your chosen account. No more wasting your time in opening a new bank account just to get payments.

When it comes to the convenience of customers, PayUmoney wins hands down. Customers need not create a separate account to make the payment. They can just pay with a mail id. Also, it offers simplified mobile solutions for both Android and iOS. Above all, they take security pretty seriously.
So, if you are looking for a payment gateway for your online store, then get started with PayUmoney and be free from payment hassles.