Question about Finance

2 Answers

Which company offers the best life insurance premium?

Posted by on

Ad

2 Answers

  • Level 1:

    An expert who has achieved level 1.

    Corporal:

    An expert that has over 10 points.

    Welcome Back:

    Visited the website for 2 consecutive days.

    Problem Solver:

    An expert who has answered 5 questions.

  • Contributor
  • 11 Answers

Hey,
My name is Elwyn Davis.
I understand your question and the best suggestion for you is Life Insurance.
They will provide you best life insurance premium rates.
I have provided you a link so that you can go through their website and know more about them.


Which company offers the best life insurance premi - life-insurance1711092015-pwk0e10qqw3pdbfmjo5uq2d2-1-0.jpg

Posted on Jul 07, 2017

Ad
  • Level 3:

    An expert who has achieved level 3 by getting 1000 points

    Superstar:

    An expert that got 20 achievements.

    All-Star:

    An expert that got 10 achievements.

    MVP:

    An expert that got 5 achievements.

  • Master
  • 937 Answers
Ad

2 Suggested Answers

6ya6ya
  • 2 Answers

SOURCE: I have freestanding Series 8 dishwasher. Lately during the filling cycle water hammer is occurring. How can this be resolved

Hi,
a 6ya expert can help you resolve that issue over the phone in a minute or two.
Best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.
the service is completely free and covers almost anything you can think of.(from cars to computers, handyman, and even drones)
click here to download the app (for users in the US for now) and get all the help you need.
Goodluck!

Posted on Jan 02, 2017

SOURCE: What is the average premium I should pay for life

Which policy or plan have you taken? Since life insurance premium will depend on you insurance policy which you will opt for as per your needs. It is always advisable to consult a financial adviser before making a decision.

Posted on Dec 13, 2013

Add Your Answer

Uploading: 0%

my-video-file.mp4

Complete. Click "Add" to insert your video. Add

×

Loading...
Loading...

Related Questions:

8 Answers

What are the benefits of life insurance for employees?


Life insurance provide various benefits which are financial. Some benefits are:
a. It provide financial help in the condition of insured's *****.
b. It enjoys favorable tax treatment.
c. It can be changed with some another life insurance.
d. It is a long term investment which results in high earning.
american-income-life-insurance-products-vrx1nez2lpd1ficzkxyvvnne-4-0.jpg

Apr 23, 2016 | Finance

Tip

How to Find the Right Voluntary Benefits Plan


By Trustmarksolutions.com

Life. It can be unpredictable at best which is probably why the insurance industry has grown to the size that it has. With that growth, insurance companies have come and gone, but most of us are familiar with the big names in the voluntary benefits world. When shopping around, it's hard to tell who offers the best product for the best price. So, how do you know you're getting the coverage that you, your family, or your employees need and deserve? We're going to tell you how to find the right insurance coverage today.

Some Things to Consider When Signing up for a Voluntary Benefits Plan

Perhaps one of the most important things to consider when searching for the right benefits plan is whether or not the prospective company takes a genuine interest in your needs, so they can find the right solution for you. Few companies take the time to listen to their clients and if you have the opportunity to work with a voluntary benefits provider that has designed coverage based on customer feedback; then that's a company you should seriously consider working with.

Another thing to consider, is choosing a company that is willing to work with you and/or your employees. Most insurance companies take a "one-size-fits-all" approach when offering plans and packages to their clients. When considering a voluntary benefits provider, you want to look for flexibility and a company that is client-focused.

Also, if they assign someone to work one-on-one with each of your employees during the enrolment process by educating them on the different coverage options. This will give your employees a better understanding about their coverage, and that's so important since most people often don't understand what their coverage can actually do for them.

What Type of Coverage to Get

The great thing about working with a voluntary benefits provider that listens to the needs of its customers is, you won't end up buying coverage that doesn't apply to you, your family, or coverage that doesn't set your company apart from the rest. Rather than offering pre-designed packages, it's nice to know that someone is willing to offer you coverage based on your needs.

The type of coverage your chosen provider should be willing to offer:

  • Life Insurance: Covers your family should anything happen to you.
  • Accident Insurance: In the event of an accident, this can cover you where your other health insurance may not be able to cover you.
  • Critical Illness Insurance: If you're diagnosed with an illness, this will help take care of your family and your home.
  • Disability Insurance: Covers unexpected illnesses and becomes your paycheck when you are unable to work.
  • Long-term care Insurance Options: ***** benefits, living benefits, terminal illness benefits with options for what you'd like covered by this benefit
  • Life Health & Wealth: Coaching and planning for personal health and finances.

Where to Find the Right Voluntary Benefits Provider

Try doing a search under words like, "voluntary insurance, employee voluntary benefits, voluntary benefits for employees, and disability insurance". You'll most likely find a host of companies under these words, but remember to take the time to do your research, so you can offer a competitive and comprehensive benefits package to your employees.


Trustmark Voluntary Benefits Disability Life Accident Critical Illness...

on Aug 05, 2015 | Miscellaneous

2 Answers

What is term life insurance?


It is a type of insurance which matures, or expires, at a date in the future. Payments are fixed for the agreed period.



It is supposed to be the cheapest way to get life insurance for a specific period, as the insurance company does not have to foresee risk of death when you are older, as that is higher then.



Most such policies are for death benefit only, but other types of risk can be included.



You should shop around widely, as insurance companies and brokers are about the most sneaky treacherous types after used auto salesmen and real estate agents.

Apr 30, 2015 | Finance

1 Answer

Why am i being charge for an insurance policy that i have no documentation on ?


You don't give many details.



Insurance companies generally set up the direct debit at the same time as the proposal form is completed and the first premium is collected. They won't issue a policy until the first premium is paid and by the time the policy is completed and finds its way back to the policy holder one or two more months could have gone by. Insurance companies can be notoriously slow.



You should however have a receipt for the first premium which should contain all the phone numbers and other details you need to contact the company and make enquiries.

That is assuming you intended to make the contract with the insurer and you aren't the victim of a fraud.



Depending on your age, circumstances and the policy details a whole life assurance policy doesn't often offer good value for money. It isn't unusual for them to pay out less than is paid in so that type of policy isn't for everyone and shouldn't be entered into lightly and without independent advice.

Good luck!

Mar 14, 2015 | MetLife Whole Life Insurance

1 Answer

Can you suggest name some reliable life insurance companies in India?


Life insurance, if taken as per needs can possibly protect you from undesirable situations of life, at least financially. It offers full protection and financial stability to your family in case of any unfortunate event of your *****. Under this product, the nominee will get the assured amount, if something happens to the customer who has taken the policy. In life insurance, you need to pay a pre-decided premium amount for a fixed term every year so that your family will get the financial protection against critical illness or *****. It not only provides your loved ones financial stability, but it can be a good saving medium for building your financial equity over the period of time.


There is a company named FInBucket that provides life insurance plans at low interest and is very trustworthy also.
Life Insurance FINBUCKET

Jun 22, 2014 | Finance

3 Answers

What is Term Life insurance?


Term life insurance can help protect your beneficiaries against financial loss resulting from your death; it pays the face amount of the policy, but only provides protection for a definite, but limited, amount of time. Term policies do not build cash values and the maximum term period is usually 30 years. Term policies are useful when there is a limited time needed for protection and when the dollars available for coverage are limited. The premiums for these types of policies are significantly lower than the costs for whole life. They also (initially) provide more insurance protection per dollar spent than any form of permanent policies. Unfortunately, the cost of premiums increases as the policy owner gets older and as the end of the specified term nears.
http://www.investopedia.com/university/insurance/insurance8.asp

Aug 27, 2013 | Finance

5 Answers

Where can I Find Reliable Inexpensive Life Insurance Estimates?


Here you are able to get estimates from different life insurance companies in your region, its the very best method to get an inexpensive life insurance with a trustworthy business.

Listed here are five of the very most common errors consumers make when purchasing life insurance.

1. Choosing term life insurance only because it really is inexpensive.
Shopping for life insurance by simply comparing premiums is asking for trouble. Company ratings should be compared by you to decide policy characteristics and financial strength, such as for example convertibility choices. As the policys premium is definitely a factor, ensuring that the coverage matches your financial goals is more significant.

2. Maybe not understanding that term life insurance is temporary.
That is the reason why it is known as "term" insurance -- since you get it for a collection amount of time, most often two decades. This really is good for a temporary demand, such as covering yourself until your mortgage is paid down or financing your childrens school expenses in the case of your early death.

A 20 - year degree - when you are only 50 term life insurance policy when you were 30 you bought would expire. At that time, you still might have to carry insurance, but your health problems and age might allow it to be impossible or very costly to do this. At the very least, if your policy includes a convertibility option you will get coverage, it might just be down right unaffordable.

3. Purchasing from the less-than-steady insurance provider.
Dont be afraid to ask about an insurance companys evaluations. You may also search for an insurers Standard & Poor's, Moody's or A.M. Most readily useful ratings on the Web.

There are lots of insurance carriers with high financial evaluations (A or better) which means you shouldnt have to purchase insurance from the lower rated firm. But, bear in mind that ratings can and certainly will alter, therefore ratings alone shouldnt be your only concern.

4. Purchasing term life insurance predicated on a set formula.
You might have heard that the great rule of thumb would be to purchase insurance coverage add up to 10 times your annual salary or 10 times your beneficiary's annual financial need. The thought is that if your remaining beneficiary invests the life insurance profits in the stock exchange (getting an average ten percent annual yield), they have a constant income flow and not need to exploit the investment principal.

Everybody has different needs, so dont suppose that 10 times your salary is what you ought to carry in life insurance, while this formula is not really a poor place to begin. The very best advice here would be to sit back with a knowledgeable agent which will take time to understand about your requirements.

5. A failure to regularly review your policy.
Is the former partner still the beneficiary of your daily life insurance plan? Did you purchase while you pay off term insurance to cover you your mortgage? mortgage? If in your loan you refinanced throughout the most recent rate fall and restarted the clock, you may also have to upgrade your insurance term. Life undoubtedly has a means of throwing changes the right path. Just ensure that your daily best life insurance shifts together with you.

Also when shopping on the web for insurance be cautious of sites which are there as lead generators because your informations are just sold by these sites strictly. But, you will find lots of legitamte and trustful site on the web than insurance can be purchased by one.

You can tell the great from the poor by taking these measures.
1- usually do not put information in a from unless you really get a real estimate.
2- search for site that have a telephone number with real agents that answer the telephone.
3-If the websites says get estimates from multiple agents then the site is attempting to sell your information as a lead service.

Websites like http://free-best-life-insures-comparator-usa.blogspot.com/
can function as an excellent resource to begin your on-line life insurance shopping. They will have agents that you could talk to or e-mail. Quotes can be got by you from more than 140 businesses with a robust data base.

They truly are many web sites like these but you need to do research to you. Like other things there is certainly poor and the good and the web is the better place to begin your search.

Jan 04, 2013 | Computers & Internet

Not finding what you are looking for?
Finance Logo

Related Topics:

1,686 people viewed this question

Ask a Question

Usually answered in minutes!

Top Finance Experts

Debbie

Level 3 Expert

1860 Answers

tau1618

Level 2 Expert

180 Answers

Bill Boyd

Level 3 Expert

45365 Answers

Are you a Finance Expert? Answer questions, earn points and help others

Answer questions

Manuals & User Guides

Loading...