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Major expenses that typically cannot be paid via credit card?

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Tuition payments, or anything which may exceed your credit limit.

Posted on Nov 24, 2014

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Posted on Jan 02, 2017

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The item I ordered arrived damaged, contact numers are fake. Think I've been scammed!


Sounds like it. If you bought it via Amazon or eBay, you can lodge a complaint. If you paid by credit card, you can phone them and ask for a charge reversal. They will refund the money immediately, and then it is up to the seller to argue their case with the credit card company to get repaid. They aren't going to be able to do that :>) If you paid via PayPal, same thing, you are the one with rights, the seller doesn't until you are fully satisfied.

Dec 16, 2015 | Cooking

1 Answer

I get billed 1 Riyal currency nearly 3 times a day. Please help. What should I do?


If paid via credit card, you phone your credit card provider and tell them to cancel all payments to them and ask for a refund of all charges made fraudulently so far. The onus is then on the company taking the payment to prove to the credit card company that you requested it. This is one way that paying via credit card is better than any other way.

The payment will have a name and a reference number next to it. Try Googling the name and it might jog your memory.

Sep 22, 2015 | Sony Xperia Z2

1 Answer

IT IS PAST 30 DAYS HOW DO I RETURN THESE


If you are past the return/exchange date policy of your vendor you are at their mercy. Now if you paid via credit card and still have not paid for the item you may have some leverage in the transaction.

Sep 05, 2015 | Radio Communications

1 Answer

I made late payments in last four months and my credit score went down. Can anyone help me improving my score?


Your credit score is based on several criteria. The amount and type of lines that you have, your payment history for those lines, and registered liens, collections or judgements against you and how many times your credit has been viewed by members.
So if you have a collection of credit cards, most of which you don't use, cancel them. The more debt you have the more it will negatively impact your credit score. So the collection of store and major credit cards is not a good thing. Keep 2 and ditch the rest. Secondly, stop missing payments! It is very messy to keep missing the statement dates, not to mention expensive as most credit cards now charge a late payment fee. The good news is that the longer you go without missing payment the less of an effect the missed payments have. Make sure you do not miss more. It shows poor financial organization and makes you look unreliable.
If you have collections liens or judgements, you can find out if the have been discharged. If you have paid them and they are not showing as being discharged you need to contact the credit bureau and have that fixed.
Finally, do not continuously apply for credit cards. Every time a member (credit company) requests to view your history it reduces your score. So when they guy at the hockey game tells you applying is free, he is very very wrong, it costs you points off your credit score. The reason for this is that a constant flow of applications makes you look like a credit seeker. Not a good label. So even though you can get a discount for applying, unless we are talking a significant amount of money, don't apply for the store credit card.
If you credit needs a lot of repair, try getting a small loan. In Canada I would recommend an RSP loan. Then just make the monthly payments, DO NOT pay it off ahead of schedule; it is called a credit HISTORY which won't help you if there is no history to see because you paid the loan off before it matured. If you do something like this, do not miss any payments or all you have done is made a bad situation worse.
That is a lot of information. Hope some of it helps.

Jan 20, 2012 | Computers & Internet

3 Answers

Money was taken out of my ck acct and i did not give permison whats happend to my money please.im in a home and all i have is gone ,cant pay the rent w/my money stollen pls help me


You should be careful how and which sites you pay money one, choose sites that offer payments via PayPal, its one if the most secure and trusted online payment solutions.
If you are making online payment transactions, always use a credit card and not a debit card, it is a more secure and safer way of making payments.

For this particular problem. if you paid using a credit card, you can perform a credit card charge back and they will help you get back the money if they get proof that your money was stolen. Visit your bank for more assistance on that.

Thank you for using Fixya,
Kenneth

Jul 25, 2011 | Facebook Computers & Internet

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I paid for an Item and have heard nothing from the seller as to where my purchase is


Call them. If you can't get a hold of them, or they can't answer your questions, and you paid via credit card, I would call your credit card company and see what you can do about canceling that transaction.

Jul 23, 2011 | Sport & Outdoor - Others

1 Answer

I would like to know if I can get a paypal card which I can pre pay ? If so would I be able to top up such a card in the post office ? I do not currently have a bank account nor do I have or want a credit...


To get a PayPal account, you either need a credit card or at least a debit card. However, what you can probably do is to get a "Virtual Credit Card" that allows you to pay via Western Union or "Money Gram".

Virtual Credit Cards acts as pre-paid accounts minus the actual card. What they will give you instead is the account number, CVV code and the expiration date.

There are virtual credit cards that you can use for PayPal verification, however, most of them are of one time use. Check those you can reuse or reload. Try going to EntroPay.

Oct 28, 2010 | PayPal Accounts

1 Answer

Used my visa to pay for a e-bay item I bought


they will credit your paypal account later...

Mar 29, 2010 | PayPal Accounts

1 Answer

I purchased the microsoft office 2003 student & teacher edition for $52 and it said i was able to download immediately but i cant. & i really need microsoft. Can someone please help?


Very good chance that you got scamed since you can't buy office 2003 online then download legely that I know of. If it was not from microsoft.com link then it not real.. now getting your money back is going to be hard inless you paid via credit card or paypal. if credit card report it to your company if via paypal report it to paypal. also should contanct ms via http://www.microsoft.com/piracy/reporting/us.aspx

Sep 12, 2009 | PayPal Accounts

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