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I just want a PayPal account - Computers & Internet

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Point your web browser at Send Money Pay Online or Set Up Merchant Account PayPal then click the "Sign Up" button in the upper-right.

Posted on Nov 07, 2014

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I didnot realize that they were going to charge me for joining i cannot afford that kind of expense


You must be setting up Premier and Business accounts.
A PayPal account can provide a convenient way to handle many kinds of financial activities online.

You can securely send and receive money, purchase items from online merchants and even pay some of your household bills without revealing your financial data or credit card numbers to strangers.

PayPal makes these services available through your computer and through mobile devices.
Like your local bank, PayPal also lets you download a monthly statement and other reports about your online activities. EBay owns PayPal, and it is the preferred payment method for many buyers and sellers in EBay auctions.

Registration

Visit the PayPal site to review the account types (personal, premier and business) and the terms of service.

You must provide your name, address and email address to begin the registration process.
After PayPal confirms that your email address is valid, that email will become your login identification.
You will choose your own password during the registration process.

You must also select two challenge questions and answers that you will use to request a lost password if yours is lost or forgotten.


Verification
After you register, PayPal must verify your identity and your financial information before you can use your account to make payments.

Verify your account by giving PayPal your bank account information, a credit card number or your debit card information.

To verify that you have an account at the financial institution, you must agree to allow PayPal to make a small deposit to the account that you provided account.

After your financial institution acknowledges receipt of the PayPal deposit, you will be ready to use your PayPal account.
Linking Accounts

PayPal gives you the option of linking your credit card or bank account to your PayPal account, after verification.

When someone sends funds to your PayPal account, you can leave the money there for future use, use it to shop or make payments.

You will also have the option of transferring the funds out from your PayPal account into your bank account that is on record in your profile.

If you prefer to keep your funds separate, you can make deposits to your PayPal account from your regular bank account.

When you use PayPal for online transactions, you can choose each time whether to use only the funds in your PayPal account or to use funds from your bank or credit card account.

PayPal also offers a reloadable MasterCard debit card that qualified account holders use to immediately transfer their funds from their PayPal account. It is accepted at ATMs, as well as online and offline merchants that accept MasterCards.
Upgrades

You may need to upgrade your personal account to Premier or Business if you need to accept credit card payments.

PayPal charges Personal account users fees for receiving money from credit card payments.
It also limits your total monthly transactions.

Premier and Business accounts have higher monthly transaction limits; however, they also have fees for receiving credit card payments. https://www.paypal.com/us/cgi-bin/helpweb?cmd=_help

Dec 07, 2013 | PayPal Accounts

1 Answer

How to set up my paypal account and so i can transfer money from my bank account into my paypal when i need to


You don't actually have to transfer money into your Paypal account from your regular bank account in order to pay with Paypal.

Just make sure that your linked bank account is confirmed as your PRIMARY FUNDING SOURCE in your Paypal account PROFILE SETTINGS.

Then whenever you make a purchase using your Paypal account, the necessary funds will be drawn directly from your regular bank account automatically by Paypal.

If you already have some money in your Paypal account, then Paypal will automatically use that money first, then take out whatever remaining balance is necessary from your Primary Funding Source bank account or credit card.

So in short, you don't have to worry about putting money into your Payypal account in order to make a purchase. Just make sure you have enough of a balance in your bank account or credit card to cover it and the money will be transfered automatically by Paypal, as long as that account or credit card is set as your Paypal Primary Funding Source in your Paypal account profile settings.

Good luck.

Apr 25, 2011 | PayPal Accounts

2 Answers

Rjsevin7@aol.com I would like to know why my account was overdrawn ,when there wasn't enough money in my account? I't should have gone to my Amex account. Now my Bank account is overdrawn. I'm being...


If you want your payments for purchases to be withdrawn from your AMEX card, then you must go into your PayPal account settings and make it your PRIMARY FUNDING SOURCE.

In order to change the Primary Funding Source for your account, do the following:

Log in to your PayPal account.
Click Profile near the top of the page.
Click Credit Card under Financial Information.
Select the card to update (AMEX) and click Make Primary.

Thank you and good luck.

Apr 19, 2011 | PayPal Accounts

1 Answer

I'm from the Philippines and I always want to buy online but the problem is i don't have a Credit Card and Debit Card. The only thing that i have is Bank Account. So i can use PayPal? How?


Hi there,
Paypal uses funds that are added to your Paypal account or withdrawn from your bank account/credit card/debit card.
If the only thing you have is a Filipino bank account (BDO, RCBC etc ) you can withdraw funds from the bank account to your Paypal account.
To do so, you must first add your bank account to your Paypal account by going to Paypal, where it says My Account > Profile > Add or Edit Bank Account.
Here you enter your banking details as required, Paypal will make sure that it is your account by depositing a small amount of money to your account (takes 3-5 days) and then asking you to verify that amount before the bank account is confirmed and linked to your Paypal account.
After you've linked your bank account to your Paypal account you can then withdraw funds to it by going to My Profile > Add Funds. This process also takes 3-5 days to complete.
The funds withdrawn to your Paypal account from your bank account will now allow you to make instant payments with funds direct from your Paypal account.
Alternatively if you make a payment for anything you buy online and wish to pay with your Paypal account and don't have any funds, Paypal will deduct the funds from your linked bank account. The process usually takes 3-5 days to complete.
Hope I have been of assistance to you, Cheers ! :)

Mar 31, 2011 | PayPal Accounts

4 Answers

I want to set up a paypal account


Go to paypal.com and click at signup to register at this account.
Enter your personal detail and get registered to paypal account.

Mar 12, 2011 | PayPal Accounts

1 Answer

Hi!i forwarded money from UBS acct.last thursday to my paypal acct...why is it until now this money is not on my paypal acct.this was happening twice already...what do i need to do about this thanks


Thanks for visiting FixYa!

On the "Transfer Funds" page, make note of the processing time. It usually takes 3 to 4 business days for electronically transferred funds to become an available part of your PayPal balance.

You can have immediate access to the funds in your bank account through PayPal if you link your bank account with your PayPal account. With your account 'linked' you can have a $0 (zero) PayPal account balance and still make purchases with PayPal. PayPal will automatically transfer the funds from your bank account (through PayPal) and pay for any purchases made with PayPal. And, your PayPal account will still remain at $0.

This information is from the PayPal website:

How do I link a bank account to my PayPal account? Question : Answer : We're introducing a new and improved Profile to some customers. Until all customers are using the new Profile, there are 2 sets of instructions on how to do this. Please follow the instructions that match what you see on the site [for your PayPal account]. (Bracketed text added by me.)


You can link your bank account, enter your bank information (we'll keep this private) by following these steps:
  1. Log in to your PayPal account.
  2. Click Profile at the top of the page.
  3. Click Bank Accounts under Financial Information.
  4. Click Add Bank and enter your information.

Then just confirm your bank account to complete the process. If you bank online, you can usually do this instantly. If you don't have online access to your bank account, it'll take a few days.

Or

You can link your bank account, enter your bank information (we'll keep this private) by following these steps:
  1. Log in to your PayPal account.
  2. Click Profile near the top of the page.
  3. Click My money under My Profile.
  4. Click Add my bank in the Bank accounts section.
  5. Select Checking or Savings account and enter your information.
  6. Click Continue.

    Then just confirm your bank account to complete the process. If you bank online, you can usually do this instantly. If you don't have online access to your bank account, it'll take a few days.

Feb 23, 2011 | PayPal Accounts

1 Answer

How can i get my money in paypal.???


Welcome to FixYa
Dear User
Its Very Simple.First you have to Sign up/Create an Account in Paypal.Then you can Receive Money Through Paypal.You can Add a Bank Account to Your Paypal Account[Paypal Account Name & Bank Account Name Should be Same to Withdraw your Account.
After you Created an Account in Paypal .You are Eligible to Recieve Money through Paypal.
You can give Your Paypal Account to your Buyers or Paying People.Paypal Account will be an Email Address.
I hope you got it...Let me Know if you need further Assistance...
Thanks for Connecting FixYa...

Sep 02, 2010 | Computers & Internet

2 Answers

How can i transfer my paypal balance to bank accout


you need to merge your bank account with PAYPAL... you need to enter the required information like account holder name,account number, bank IFSC code etc...(IFSC code can be found on your account cheque book)

when you enter those information, paypal will send 2 small amounts to your account...
if you confirm those amounts successfully in paypal, then your paypal account willl be activated for bank transaction and you can request money from paypal...

Aug 20, 2010 | Computers & Internet

1 Answer

I want to send my paypal account to another Email account


Each e-mail address is the ID to one and only one PayPal account.
You will need to create a new PayPal account with the new e-mail address, go to the old PayPal account, detach all the bank accounts and credit cards you have on that account and them register them in your new account.
If you have PayPal credit and debit cards attached to the old account you'll have to contact PayPal directly so they can move them to your new account.

Jun 03, 2010 | PayPal Accounts

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