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I need a thorough life insurance policy...help out!

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Look for a suitable life insurance policy which protects your family financially when you are not around. Select the plan where you get more benefits with lump sum money. If you have confused in choosing a better plan, hire a reliable insurance agent and get the quotes from different companies as per your requirements.

Posted on Oct 10, 2019

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For your life insurance policy needs, check out Bharti AXA life. It gives you the best and most complete coverage, check the website for more.
https://www.bharti-axalife.com/

Posted on Oct 09, 2014

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How do we find out about or terminating a life policy and getting the benefits


Contact the life insurance company which issued the policy and for which premiums have been paid and ask someone knowledgeable there about "cashing out" the policy.

Or, has the person for whom the life insurance policy was purchased passed away and you are a beneficiary? If so, you need to contact the life insurance company and report the passing away of the individual. To make a claim, you will need to provide the d3ath certificate for the person. (Have to spell "d3ath" like that or the Fixya.com algorithm considers it a "bad word" and blocks it out. Sigh.)

Best wishes.

Feb 15, 2018 | Miscellaneous

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The difference between Term Life Insurance and Whole Life insurance


The main difference between Term Life Insurance and Whole life insurance lies in what happens to the money.<br><br> In Term Life Insurance, you pay the monthly or yearly fee. If you die when the policy is active and paid, then your family will be covered and receive the amount which you have insured. If you don't die before the policy expires, you (or your family) receive nothing. <br> The premiums are lower than Whole Life Insurance but they change as you age.<br><br> Whole Life Insurance (AKA Cash-Value Insurance) has both insurance policy and Investment account.<br><br> The premiums are higher than Term Life Insurance but they are fixed (you pay the same premium even when you age). If you die, your family receives the death benefit but you can also cash the money when you are older or retired.<br>

on Aug 27, 2013 | Finance

7 Answers

What types of life insurance are there?


Basically there are 5 major types which you can read more about here: http://www.investopedia.com/university/insurance/insurance8.asp

Whole Life
Universal Life
Variable Life
Variable Universal Life
Term Life

Aug 27, 2013 | Finance

3 Answers

What is the average premium I should pay for life insurance every month?


It really depends on your age. Age is a major factor in life insurance. It also depends on the coverage you are seeking. But if you are in your 30s, it may be around $20-30 per month.

Aug 27, 2013 | Finance

5 Answers

What aspects in life does life insurance cover?


Basically it protects you and your family from financial problems that may accrue due to changes in your health or, god forbid, death.
Basically it is:
· Long-term care
· accidental death and dismemberment
· hospital indemnity

Aug 27, 2013 | Finance

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