Bills on 10/25/08,11/25/08,12/25/08 for $4.99 each

It has become quite common for credit card number thieves to adopt a strategy of taking small regular payments. Many people do not check their statements and with these are small enough not to raise flags in the credit institution's fraud alert system. Consequently, they can get away with this for some time. It also allows them to verify that the information then have is 'good' and so they can command a higher price for it on the black market.

First, contact your credit card institution and let them know that you did not authorize the charges and that you are disputing them.

Next contact, any one of the credit reporting agencies e.g Experian and place an initial fraud alert on your file. This will prevent anyone from seeting up a new account in your name.

Lastly, inform the vendor, PerfectDiskLive that the charges are fraudulent and tell them that you are disputing them.