Question about Texas Instruments BA-II Plus Calculator

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Amortization How can I get my BA II Plus to calculate mortgage payments with a 365 day amortization rather than the standard 360 day amortization?

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Re: Amortization - Texas Instruments BA-II Plus Calculator Calculators

Change the payments per year (P/Y) to 12.

Posted on Nov 27, 2007

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Change in amortization of loans due to interest rate changes

Put in all of the other data (present and future value, etc). Put in the new interest rate and press the I/Y key. Press CPT then the N key to see the new number of periods.

Jan 03, 2013 | Texas Instruments BA-II Plus Calculator

1 Answer

Hello I bought the Texas Instruments BA 2 plus,how to change 2 fin mode?there is no mode button.

The calculator has different worksheets.
To access TVM worksheet, press [2nd] and any TVM key : N, I/Y, PV, PMT or FV
To enter Amortization worksheet, press [2nd][AMORT]
To access Cash Flow (problem with unequal cash flows) Press CF, or NPV, or CPT or IRR
To access BOND worksheets press [2nd][BND]
For depreciation worksheets press [2nd][DPR]
For statistics, use [2nd][DATA], or [2nd][STAT].
There are other worksheets [2nd][Delta%], [2nd][DATE], [2nd][PROFIT], [2nd][BRKEVN],[2nd][MEMory].

These shortcuts will not get you anywhere if you do not consult the manual.

Jun 19, 2011 | Texas Instruments BA-II Plus Calculator

1 Answer

I've had my TI BA !!+ a long time and do mortgage payment calculations on it. Today, however, it gives wildly wrong answers. I checked my calculations on an amortization program I have on my computer and...

Check the BGN/END setting (2nd [BGN]) and the number of payments per year (2nd [P/Y]). If those are set correctly, could you post an example, also giving the result you're getting and the result you expect?

Nov 12, 2010 | Texas Instruments BA-II Plus Calculator

1 Answer

Incorrect mortgage payments

clear your memory by hitting <2nd> then <FV>. It will clear out the memory of any values that may be stuck which will return incorrect answers

Aug 26, 2009 | Texas Instruments BA-II Plus Calculator

4 Answers

Simple loan payment

Are you putting 30x12=360 for N? Since you have monthly payments, you have to compute it a little different. Also, you have to find the effective monthly interest rate. 1.0575^(1/12) = .4669839%.

Another way is to enter 30 for N and 5.57 for I/Y, and change P/Y to 12.

Hope this helps!

Apr 08, 2008 | Texas Instruments BA-II Plus Calculator

1 Answer

Interest only payments

I gave up using the Texas BA II. I used an on-line mortgage calculator for interest only. I was able to get a full printout.
I would like to learn more about the BA II and how to do this type of math on it.
Thank you

Mar 02, 2008 | Texas Instruments BA-II Plus Calculator

1 Answer

I do not have the directions and need to figure out how to calculate mortgages.

Here is the link to a guide;
Set PV=-$100,000
[2nd] P/Y= 12.00
N= 12 x 30 = 360, (i assume it's 30 Y amortization)
I/Y = 5.75%
FV = 0

Hope this helps

Jan 16, 2008 | Texas Instruments BA-II Plus Calculator

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