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What is my current balance on my mortgage loan?

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Are Mortgage Loans cheaper than a Home Loans?


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What's The Distinction Between Annual Percentage Rate & Rate Of Interest?


Your rate of interest is the monthly set you back pay on the delinquent balance of your house loan. An APR includes your rate of interest and then any additional cost or prepaid finance charges like the origination fee, points, PMI, underwriting and processing costs. (Your actual costs might not include all the products above.) While your rate of interest may be the rate at which you'll help make your monthly mortgage obligations, the annual percentage rate is really a universal measurement to guide you in evaluating the price of mortgage financial loans provided by different mortgage lenders.

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Can a person buying my home take over my mortgage


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How do I choose a mortgage Lender?


. It depends on various factors, but I think that you should read the following articles and remember, lenders WANT to give you this money because they want the interest...
http://www.wikihow.com/Choose-a-Mortgage-Lender
http://www.forbes.com/sites/moneybuilder/2013/03/26/a-look-behind-the-curtain-how-to-choose-a-mortgage-lender/

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Mortgage Lenders provide funds for a mortgage. Lenders also manage the credit and financial information review, the property and the loan. In most cases the bank is the Mortgage lender. It loans you a large chunk of money (typically 80 percent of the price of the home), which you must pay back, with interest, over a set period of time. If you fail to pay back the loan, the lender can take your home through a legal process known as foreclosure.

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What is the loan to value ratio?


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What is a mortgage loan?


A mortgage loan is a loan where the client pledges real property, often a residential home, to the bank in order to secure the loan. If the client doesn't pay the mortgage, the bank can take the property. If there is a foreclosure, the bank will sell the property and use the sale money to clear the mortgage debt.

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