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IF YOU ARE THREE MONTH BEHIND 3 MONTH ON A LOAN AN YOU MADE A PAYMENT AND IT HASN'T BEEN 3 MONTHS CAN YOU FILE SMALL CLAIM

WHEN YOU ARE BEHIND ON loan AND YOU MADE A PAYMENT WITHIN THREE MONTHS CAN YOU BE TAKEN TO SMALL CLAIM EVEN YOU HAVE PAID ON THE NOTE.

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That totally depends on what your contract says. you would be wise to read it and to call the company that you owe the money to and try to work out a payment plan that will help you get caught up. they will work with you because they don't want to take it to court. good luck and I will put you on my pray list that God will help you with this problem.

Posted on May 07, 2014

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Posted on Jan 02, 2017

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If I make a larger payment does it. Go for months ahead or all on loan. And next payment I should till due next month


You have to tell the lender how to apply the extra. If you want it to apply to the next payment, enclose a note with your payment.

Jul 24, 2017 | Computers & Internet

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How much is intereston 1 varable 2 fixed rate


interest is interest
fixed is calculated yearly on the principle and is paid 365 days time
variable changes and is calculated daily ( 1/365 part of the interest rate ) and added to the remaining principle monthly
so if you have a loan of $1000.00 on fixed interest of 10% , regardless of how much you have repaid in a 12 month period , it is 10% of the principle loaned
with a variable interest the interest rate could be 10% today, 15% in 2 months time or 6% later on
it is variable
to add to that it is calculated on a daily basis (1/365 of 10%) and added to the principle left after receiving a payment on the loan
so for a $1000.00 the interest is added to that principle at the end of the month if there is no loan repayment or is added to the principle balance after a payment
the difference is that a variable interest rate loan will allow you to save money if you pay off well before the period of the loan but will add almost 2 to 3 times the loan if you pay the absolute minimum for the period of the loan
a fixed rate is where you know exactly the total interest to be paid at the end of term

May 09, 2016 | Computers & Internet

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Hi,i just wanna find out if it is possible to reduce my loan deduction for the last 3 months remaining?


You can ask the loan company to defer payment for 3 months so you pay nothing for 3 months, or you can ask them to charge you half and continue the loan for 6 months. Impress on them that you want to pay off the loan but you have a shortage of funds at present.

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What's An Installment Loan?


It is a loan repaid in an agreed series of payments, or installments, of some period of time. The payments may be made weekly, monthly, or some other agreed period, over a period of time which may be a few months, or many years.

A mortgage is a type of installment loan.

The repayments may be made against the principal (the amount loaned), principal plus interest (most common arrangement), or some other agreement.

It is possible for loans to eventually make the borrower repay a lot more money than the amount borrowed, if care is not taken to understand the agreement.

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What's The Difference Between A Cash Advance And Short-Term Business Loan?


A cash advance is based on a business's average monthly product sales and it is compensated back through a small percentage of the future credit card sales. A short-term business loan is a superb choice for the small business owner that has foreseeable income, continues to be established for at least nine months and it has an average monthly banking account balance with a minimum of $1,500. Payment for any short-term business loan is fixed through a daily Automated Clearing House transaction.

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The months to pay off a loan are incorrect on my 17BII


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Enter the number of payments and press "n". Enter the monthly payment as a negative number and press "PMT." Enter the amount of the loan and press "PV." Press "i" and see the interest rate.

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