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Late payment need information on how to make a payment

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Posted on May 29, 2015

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Wife died. I was gone out oftown and had a late payment. Payment record is excellent for 20 years. Will go to automatic bank if necessary. I want to avoid the deposit payment. Suggestions?


-You mean you want to make payment automatic each month from your bank account instead mail in or pay by phone...?
-It's very sample:
-Just call the companies that you want to pay them that you want to make automatic payment each month from your bank account.
-They will ask you the bank routing number, account number and what type account like checking or saving.
-After they got all your informations and your authorization then
they will begin to automatic withdraw or take it out from your bank each month, on it's billing circle and base on the amount of each month.
-Just make sure you keep deposit enough fund there before all the withdrawals.

-It's very sample.

Good luck and enjoy

Mai

Jan 24, 2018 | The Computers & Internet

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I NEED TO KNOW IF POSSIBLE FOR THE BANK TO REPOSES THE CAR WHEN YOU ARE IN ARREARS EVEN IF YOU ARE PAYING MORE THAN INSTALMENT


If you read the terms of your contract, it very likely indicates that if you are even one payment late, you are considered in default and as such, the financial institution has a right to repossess. It doesn't matter if you pay more than the minimum required per payment. The fact that a payment is late is enough to consider the loan in default. Your contract may specify a grace period or number of payments late before they will consider you in default. Also, state law may regulate such matters. Check with your state and the specific of your contract.

That being said, it is costly for the financial institution to initiate reposession so most are hesitant to do so, but they have every right to do so without warning. You may want to contact them to inquire. Many times, if you show a good faith effort, they are willing to work with you and that is far better than waking up one morning to discover your vehicle is gone.

Sep 15, 2017 | Cars & Trucks

3 Answers

What Happens If I Make A Late Payment On Business Loan?


Mary, You will be way further ahead contacting the the lender of the loan ahead of time a some times at there discretion late fees or penalties fees can be waived. Some allow 1 per year with in reason. So if you know you are going to be late notify them ahead of time.
"I hope this helped you out, if so let me know by pressing the helpful button. Check out some of my other posts if you need more tips and info."

May 04, 2016 | Computers & Internet

1 Answer

I paid my bill online but my phone has been turned off?


You will need to contact the phone company/carrier about this issue. We are not equipped to handle such problems. However, remember that even online payments have cutoff hours for acceptance of payments, and even then, some companies can take 2 or 3 days to post online payments depending on day/date paid. If you were facing a cutoff deadline and paid on the very last day, it may have been too late to avoid the shutoff unless you had called customer service and paid thru a representative. They can often accept payments late and abort shutoff orders.

Nov 19, 2015 | Cell Phones

2 Answers

What Goes On When I Make A Late Payment?


you get charged a late fee usually and it goes into your credit history .

Sep 10, 2015 | Retail Supplies

1 Answer

Number of days past the due date as a percentage?


That would depend on the terms of the payment. Two days late on a daily payment would be 200% while two days late on an annual payment would be about half a percent.

Jul 29, 2013 | Computers & Internet

2 Answers

I am making late payments from last three months. Is it the reason of getting my credit score down?


You should be more responsible about making payments. Late and missed payments really affects your credit score. Credit score shows how responsible you are, but if you can not make payment in time and have a low credit score, it will be quite hard for you to get a good financial offer in future. But it's never too late to work on your credit, so you need to start making payments in time and do you best to pay off the debt. Late payment is always a bad thing and always affect you credit, even if you use a loan for bad credit or fast cash loans.

Feb 16, 2012 | Computers & Internet

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I made late payments in last four months and my credit score went down. Can anyone help me improving my score?


Your credit score is based on several criteria. The amount and type of lines that you have, your payment history for those lines, and registered liens, collections or judgements against you and how many times your credit has been viewed by members.
So if you have a collection of credit cards, most of which you don't use, cancel them. The more debt you have the more it will negatively impact your credit score. So the collection of store and major credit cards is not a good thing. Keep 2 and ditch the rest. Secondly, stop missing payments! It is very messy to keep missing the statement dates, not to mention expensive as most credit cards now charge a late payment fee. The good news is that the longer you go without missing payment the less of an effect the missed payments have. Make sure you do not miss more. It shows poor financial organization and makes you look unreliable.
If you have collections liens or judgements, you can find out if the have been discharged. If you have paid them and they are not showing as being discharged you need to contact the credit bureau and have that fixed.
Finally, do not continuously apply for credit cards. Every time a member (credit company) requests to view your history it reduces your score. So when they guy at the hockey game tells you applying is free, he is very very wrong, it costs you points off your credit score. The reason for this is that a constant flow of applications makes you look like a credit seeker. Not a good label. So even though you can get a discount for applying, unless we are talking a significant amount of money, don't apply for the store credit card.
If you credit needs a lot of repair, try getting a small loan. In Canada I would recommend an RSP loan. Then just make the monthly payments, DO NOT pay it off ahead of schedule; it is called a credit HISTORY which won't help you if there is no history to see because you paid the loan off before it matured. If you do something like this, do not miss any payments or all you have done is made a bad situation worse.
That is a lot of information. Hope some of it helps.

Jan 20, 2012 | Computers & Internet

3 Answers

Have you got any payment from fixya?


Sorry, been busy of late and hadn't checked my email.

I was emailed a tax form, which I filled out and faxed back to a number they provided, and they just sent the money via paypal to my email address. It was actually very simple.

I received it in the first week of the third month I was there. So if I expect you'll receive yours some time in the first week of February. I'm not sure exactly how much work it is for them to calculate payments, but I don't think it's entirely automated, so it takes a few days.

Jan 26, 2008 | Computers & Internet

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