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Late payment need information on how to make a payment

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Posted on May 29, 2015

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Posted on Jan 02, 2017

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3 Answers

What Happens If I Make A Late Payment On Business Loan?


Mary, You will be way further ahead contacting the the lender of the loan ahead of time a some times at there discretion late fees or penalties fees can be waived. Some allow 1 per year with in reason. So if you know you are going to be late notify them ahead of time.
"I hope this helped you out, if so let me know by pressing the helpful button. Check out some of my other posts if you need more tips and info."

May 04, 2016 | Computers & Internet

1 Answer

Is There A Grace Period For Overdue Payments Of Working Capital Loan?


Payments are needed to be made by the due date as per your contract. Interest rates will accrue on the past due amount and be applied to your account every day, which increases the full amount you pay for your contract.

Apr 28, 2016 | The Computers & Internet

1 Answer

I paid my bill online but my phone has been turned off?


You will need to contact the phone company/carrier about this issue. We are not equipped to handle such problems. However, remember that even online payments have cutoff hours for acceptance of payments, and even then, some companies can take 2 or 3 days to post online payments depending on day/date paid. If you were facing a cutoff deadline and paid on the very last day, it may have been too late to avoid the shutoff unless you had called customer service and paid thru a representative. They can often accept payments late and abort shutoff orders.

Nov 19, 2015 | Cell Phones

2 Answers

What Goes On When I Make A Late Payment?


you get charged a late fee usually and it goes into your credit history .

Sep 10, 2015 | Retail Supplies

1 Answer

Number of days past the due date as a percentage?


That would depend on the terms of the payment. Two days late on a daily payment would be 200% while two days late on an annual payment would be about half a percent.

Jul 29, 2013 | Computers & Internet

2 Answers

I am making late payments from last three months. Is it the reason of getting my credit score down?


You should be more responsible about making payments. Late and missed payments really affects your credit score. Credit score shows how responsible you are, but if you can not make payment in time and have a low credit score, it will be quite hard for you to get a good financial offer in future. But it's never too late to work on your credit, so you need to start making payments in time and do you best to pay off the debt. Late payment is always a bad thing and always affect you credit, even if you use a loan for bad credit or fast cash loans.

Feb 16, 2012 | Computers & Internet

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I made late payments in last four months and my credit score went down. Can anyone help me improving my score?


Your credit score is based on several criteria. The amount and type of lines that you have, your payment history for those lines, and registered liens, collections or judgements against you and how many times your credit has been viewed by members.
So if you have a collection of credit cards, most of which you don't use, cancel them. The more debt you have the more it will negatively impact your credit score. So the collection of store and major credit cards is not a good thing. Keep 2 and ditch the rest. Secondly, stop missing payments! It is very messy to keep missing the statement dates, not to mention expensive as most credit cards now charge a late payment fee. The good news is that the longer you go without missing payment the less of an effect the missed payments have. Make sure you do not miss more. It shows poor financial organization and makes you look unreliable.
If you have collections liens or judgements, you can find out if the have been discharged. If you have paid them and they are not showing as being discharged you need to contact the credit bureau and have that fixed.
Finally, do not continuously apply for credit cards. Every time a member (credit company) requests to view your history it reduces your score. So when they guy at the hockey game tells you applying is free, he is very very wrong, it costs you points off your credit score. The reason for this is that a constant flow of applications makes you look like a credit seeker. Not a good label. So even though you can get a discount for applying, unless we are talking a significant amount of money, don't apply for the store credit card.
If you credit needs a lot of repair, try getting a small loan. In Canada I would recommend an RSP loan. Then just make the monthly payments, DO NOT pay it off ahead of schedule; it is called a credit HISTORY which won't help you if there is no history to see because you paid the loan off before it matured. If you do something like this, do not miss any payments or all you have done is made a bad situation worse.
That is a lot of information. Hope some of it helps.

Jan 20, 2012 | Computers & Internet

1 Answer

I have a 5 year auto loan with chase auto and am on my 3rd year of payments. I've never missed a payment and still owe almost as much as i borrowed. the refuse to change my due date and continue to keep...


You can request a payment deferral where they take your next payment and put it at the end of the loan thus allowing you the time to put the money up for the next payment and keeping you from being late. If all else failss i suggest that you look into refinancing with another bank or loan company at a lower apr rate.

Apr 05, 2011 | Saturn Ion Cars & Trucks

3 Answers

Have you got any payment from fixya?


Sorry, been busy of late and hadn't checked my email.

I was emailed a tax form, which I filled out and faxed back to a number they provided, and they just sent the money via paypal to my email address. It was actually very simple.

I received it in the first week of the third month I was there. So if I expect you'll receive yours some time in the first week of February. I'm not sure exactly how much work it is for them to calculate payments, but I don't think it's entirely automated, so it takes a few days.

Jan 26, 2008 | Computers & Internet

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