Question about Sharp EL-738 Scientific Calculator

# I need to calculate NPV for the following: beginning of year payments of 15,700 / 4 years / 9% borrowing rate. I was told the answer is 55,441.33, but that's not what my calculator gives me. What am I doing wrong?

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Did you take into account that you have beginning of the year payements? Your calculator probably treats it as an end-of-the-year payment? Did you try treating the first payement as an initial cash flow (should be available as an option in your calculator input) and the treat the three remaining years as end of the year payements at your 9% rate. It should do it.

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Posted on Jan 02, 2017

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## Related Questions:

### How to Calculate NPV?

NPV stands for Net Present Value. Using this scientific calculator, you must utilize a formula to calculate net present value.

For example, if we want to find out what the net present value of \$10,000 is using a 4% annual interest rate for 10 years. In other words, what amount do we have to invest today for 10 years assuming we get a 4% annual interest rate.

NPV=10,000(1+0.04)^-10

To do the exponent, use the ^ key.

Good luck.

Paul

Feb 26, 2016 | Texas Instruments Ti 30x Iis Scientific...

### How to calculate npv

Hi there,

To calculate present value you need to type in all the other missing values and then press COMP and PV.
For example: if the future value is R5000, the interest is 12% p.a. compounded monthly and it paid over 3 years.
Type in 5000 and press FV
type in 12 and I/Y
Press 2nd F and I/Y and make sure P/Y says 12 (for 12 payments per year).
Press ON
press 3 press 2nd F N and then press N again (for 36 payments in total). Make sure your screen says ANS -> N otherwise the calculation will not work.
Now if if your payments are 0 (in other words you are not making monthly payments) then press 0 and PMT,
Otherwise, if you are making monthly payments for e.g. R200 a month, type in +/- 200 PMT.
Now calculate your original amount by pressing COMP PV.
And if you chose to add payments your original amount should be
2 526.88.

May 30, 2014 | Sharp EL-738 Scientific Calculator

### The following problem is not difficult, however, I am having trouble calculating the answer using my HP 12c Platinum. Can you please provide a step by step explantation of how to calculate the answer to...

1. Make sure the HP-12C is in compounding mode. Press STO-EEX repeatedly until a tiny "C" appears in lower right of display.
2. Make sure "BEGIN" is NOT shown in the display. If it is, press g-END.
3. Clear financial registers: f-FIN. (That is really the "f" key then kind of the "Clear FIN" key -- I'm sure you'll see it.)
4. Enter zero as "initial investment". CLx, then g-CF0. (You have to do this because the 12C actually computes the "NPV" as an excess or deficit over the entered "initial investment". By entering zero, you force the calculator to just give you the actual net present value.)
5. Your first cash flow is +2.00. So, enter 2.00, then press g-CFj.
6. Next cash flow: +2.10. Enter 2.1, then press g-CFj.
7. Last cash flow: +22.20 (the final value of the stock plus the last dividend payment). Enter 22.20, then press g-CFj.
8. Enter the 10% interest (a.k.a. discount) rate. Enter 10, then press "i".
9. Compute the NPV. Press g-NPV. The answer is indeed 20.23 (at least to two decimal places).

Apr 08, 2014 | HP 12C Platinum Basic Calculator

### I need to calculate a payment get the wrong calculation 50000pv 9%I/y 360 n cpt pmt my answer is 4,500???

Set the payments per year to 12. Press 2nd [P/Y] 1 2 ENTER 2nd [QUIT]. Now calculate the payment and you'll see a month payment of about 400.

Feb 19, 2011 | Texas Instruments BA-II Plus Calculator

### Trying to solve for present value of a monthly lease payment when the payments begin in 2013 and go for 5 years. Payment is fixed at \$2,500 per month for 5 years, but how do I calculate this without doing...

f xy (clear financial registers)
5 g n (5 years at 12 payments per year)
2 5 0 0 CHS PMT (\$2500 payment per month)
9 i (9% annual rate)
PV (calculate present value)

Feb 14, 2011 | HP 12c Calculator

### I am using Texas BAII Plus. The problem is when I try to calculate the NPV, N, PV,PMT, FY. it does not provide the right figure. It was ok until this morning. I think I might press something wrong....

Check the BEGIN/END setting (2nd [BGN]) and the number of payments per year (2nd [P/Y]). If these are set correctly, could you post the problem you're trying to solve, giving both your results and the expected results?

Oct 27, 2010 | Texas Instruments BA-II Plus Calculator

### How do I calculate a mortgage payment?

If \$100,000.00 loan: enter 100000. in pv, if interest rate is 5%, enter 5 divided by 12 = %i if 30 year mortgage, enter 360 N enter 2nd PMT to get monthly principle and interest. You may have already solved this problem.

Aug 19, 2010 | Texas Instruments BA Real Estate...

### FV \$100 per month for 18 years at 5%

Using the calculator at http://www.ecentralcu.org/futurevalue-pp.html I get \$35,065.70

Payments = \$21,600 + \$13,465.70 in interest.

Aug 27, 2009 | HP 10bII Calculator

### Calculating PV where n=5; i=6%; \$18,400=pmt; 0=FV.

Check to make sure you have the proper value set for payments-per-year.

Mar 27, 2009 | Texas Instruments BA-II Plus Calculator

### Loan Balance

set your p/y to 12( compounding periods per year). I think you are calculating for a one year loan?

Nov 18, 2008 | Texas Instruments BA-II Plus Calculator

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