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I can't speak for all banks as they will vary in the small details but in Bank of America , I get the following features as part of my basic personal checking account package; Debit cards Transfers Mobile Banks Direct deposit Ebills
Normally the event that you saw is the power supply. Sometimes it can be a failure on one of the boards that caused the power supply to go in to protect, or be damaged.
You must consider that after about 40,000 to 50,000 hours most electronic devices reach their expected life. There is something called MTBF (mean time between failure). This spec for consumer products is evaluated at normal room temperature of about 72F. A warmer operating environment will reduce the expected MTBF.
As you stated your set is about 2.5 years old. This is before the average MTBF period. Your set must have maybe 25,000 hours at most. I would expect to have a few years more with it.
From my experience when a TV, or appliance, or moist any electronic device has about 5 years of age it should be at its end of life period. At this age of a device investing money to service it has risk something else can fail.