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What item did you buy online at that date, and then use your PayPal ID to pay for the item? Since you did not have enough "credit-balance" on your PayPal account, PayPal charged your credit-card for the difference, e.g., $200 item, with $5 available on your PayPal account, means that $195 will be charged to your credit-card.
If you have a "credit-balance", go to the bank that issued the credit-card, and ask for a "cash-advance" for the value of the credit, and to charge your credit-card for that amount, thus reducing your balance to "zero".
look on the back of your credit card you have a toll free number call there and answer at all the question they ask you! they will ask your credit card number your digital code and some other stuff!
This is a good place to be in, credit card issuers don't intend for you to use your whole credit limit. In fact, bad things can happen when your credit card balance approaches or even exceeds your credit limit. 1. Your credit score will drop. 2. Lenders won't like it. 3. You risk going over your credit limit. 4. The balance is harder to repay. 5. You could trigger the penalty rate.
If on the other hand you do want your card at its limit, here is a link to a site with many great products: http://www.thinkgeek.com/
The info provided in PayPal (Help) to remove a credit card info from your account, is as follows: Here's how to remove a credit card:
Log in to your account
Click Profile near the top of the page.
Click My money.
Click Update beside Debit and credit cards.
Select the credit card to remove and click Remove.
A few things to keep in mind:
You cannot remove a card if you have a pending transaction or if your card was the backup payment method for a recent instant bank payment. Wait a few days and try again.
You may not be able to remove your card if you have a negative balance in your PayPal account. In this situation, you must bring your balance to zero or higher to remove your card.
If you remove your only card and have a confirmed bank account, you'll no longer be able to make instant bank payments. Instead they'll be sent as eChecks, which take 3 to 4 working days to process.
You may not be able to remove your card if you have a negative balance in your PayPal account. In this situation, you must bring your balance to zero or higher to remove your card.
Having a lot
of credit cards that have high balances or with a lot of credit can impact on
your credit score in a negative way, although it does depend a lot on your
credit history.
Go to iTunes store and click redeem. You'll type in the code and your balance should appear.
I think you might still need a credit card on file, though...
it always a good idea to keep a low balance on a credit card,, a low balance makes it easier to pay off & keep in good standing with the ones who issued the card, and also gives you a higher credit score keeping the balance paid off
Select the credit card to remove and click Remove.
A few things to keep in mind:
You cannot remove a card if you have a pending transaction or if
your card was the backup payment method for a recent instant bank
payment. Wait a few days and try again.
You may not be able to remove your card if you have a negative
balance in your PayPal account. In this situation, you must bring your
balance to zero or higher to remove your card.
If you remove your only card and have a confirmed bank account,
you'll no longer be able to make instant bank payments. Instead they'll
be sent as eChecks, which take 3 to 4 working days to process.
You
may not be able to remove your card if you have a negative balance in
your PayPal account. In this situation, you must bring your balance to
zero or higher to remove your card.
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